6505 Almost There Ct, Owings, MD 20736 Property Records

Calvert County property record for 6505 Almost There Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,572 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2018)
Tax Bill	$6,813 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-252504`

Property Details

APN / Parcel Number

Primary APN	`02-252504`
Alternative APN	`252504`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,572 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Open Porch
Porch Area	216 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252504
Street Address	6505 ALMOST THERE CT
City	OWINGS
State	MD
Zip	20736-4264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 31 COTNER PROP
Legal Subdivision	WIDENING STRIP
Legal Lot Number	31
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	860200

Owner

6505 Almost There Ct is owned and occupied by two individuals who bought it in January 2018.

Source: Calvert County records, as of September 18, 2023

Owner of Record	2 Individual Names on File
Mailing Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 10, 2018	Grant Deed, Construction Loan PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on File
Deed Sale	Jan 10, 2018 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	181716
Deed Book / Page	5127 / 1
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264

Mortgage

Document Number	0063740153
Date	Nov 22, 2022
Book Page	6374/153

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056500348
Date	Jul 23, 2020
Book Page	5650/348

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BRENNAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052170327
Date	Jul 10, 2018
Book Page	5217/327

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056890186
Date	Sep 4, 2020
Book Page	5689/186

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 10, 2018
Property Address	6505 ALMOST THERE CT, OWINGS, MD 20736-4264
Document Number	0051270001
Book / Page	005127 / 000001
Instrument Date	Dec 29, 2017
Transaction Type	Construction Loan
Record Updated	Aug 30, 2018
Title Company	BRENNAN TITLE

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8655 RUE CT OWINGS MD 207363431, OWINGS, MD 20736-3431

Mortgage

Document Number	51270007
Date	Jan 10, 2018
Book Page	005127/000007

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	BALTIMORE, MD 21224

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,813.00 Homeowner's exemption	$655,800	$755,600 Land $176,000 Building $579,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6505 Almost There Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6505 Almost There Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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