65145 Smokey Ridge Rd, Bend, OR 97703 Property Records

Deschutes County property record for 65145 Smokey Ridge Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 2022
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Oct 2018)
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161125-00-01304`

Property Details

APN / Parcel Number

Primary APN	`161125-00-01304`
Alternative APNs	`R20071611250001304` `155453`

Interior

Building Area	2,040 sqft

Exterior

Lot Area	213,444 sqft (4.9 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Account Number	155453
Street Address	65145 SMOKEY RIDGE RD
City	BEND
State	OR
Zip	97703-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Range	11
Legal Township	16
Legal Section	25
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	1
Census Block	1021
Census Tract	602

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65145 SMOKEY RIDGE RD, BEND, OR 97703-9266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Intrafamily Transfer, Transfer · Construction Mortgage UMPQUA BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	201843302
Last Transfer Date	Mar 4, 2022
Transfer Doc	0000009844
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 9, 2022
Property Address	65145 SMOKEY RIDGE RD, BEND, OR 97703-9266
Document Number	0000009844
Instrument Date	Mar 4, 2022
Instrument	2022-09844
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	NOT AVAILABLE, DESCHURES COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	65145 SMOKEY RIDGE RD, BEND, OR 97703-9266

Mortgage

Document Number	0000009845
Date	Mar 9, 2022
Instrument	2022-09845

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	Other
Max Rate	8.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 26, 2018
Property Address	65145 SMOKEY RIDGE RD, BEND, OR 97703-9266
Document Number	0000043302
Instrument Date	Oct 22, 2018
Instrument	2018-43302
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24907 BOLTON HILL RD, VENETA, OR 97487-9781

Mortgage

Document Number	0000043303
Date	Oct 26, 2018
Instrument	2018-43303

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Nov 1, 2024

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,939.00 (+4.57%)	$314,890 (+3%)	$927,140 (-) Land $438,220 Building $488,920
2024	$4,723.00 (+5.8%)	$305,720 (+3%)	$927,140 (-13.75%) Land $438,220 Building $488,920
2023	$4,464.00	$296,820	$1,074,980 Land $506,470 Building $568,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · lower than 62% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	100 / 10
AT&T Fixed Wireless	25 / 3
Wind Wireless Fixed Wireless	10 / 1

May also be available: T-Mobile.

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