65115 Smokey Ridge Rd, Bend, OR 97703 Property Records

Deschutes County property record for 65115 Smokey Ridge Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,408 sqft · built 1986
Lot Size	5.19 acres (226,076 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (May 2014)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R20071611250001303`

Property Details

APN / Parcel Number

Primary APN	`R20071611250001303`
Alternative APNs	`161125 00 01303` `132196`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,408 sqft Living Area
1st Floor Area	2,388 sqft
2nd Floor Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Lot Area	226,076 sqft (5.19 acres)
Terrain	Other
View / Lot	Good
Garage Type	Mixed
Garage Area	660 sqft

Exterior Amenities

Deck Area	611 sqft
Shed	1 Shed
Shed Area	80 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	132196
Old Parcel Number	R20071611250001303
Street Address	65115 SMOKEY RIDGE RD
City	BEND
State	OR
Zip	97703-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 25 TWN 16 RNG 11 MAP REF:161125-00
Legal Range	11E
Legal Township	16S
Legal Section	25
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	1
Census Block	1021
Census Tract	602

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65115 SMOKEY RIDGE RD, BEND, OR 97703-9266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2014 · Amount on Record
Deed Sale	May 9, 2014 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Document Number	0000014564
Last Transfer Date	May 20, 2020
Transfer Doc	0000023090
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65115 SMOKEY RIDGE RD, BEND, OR 97703-9266
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008447
Date	Feb 9, 2021
Instrument	2021-08447

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	65115 SMOKEY RIDGE RD, BEND, OR 97703-9266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011576
Date	Mar 13, 2020
Instrument	2020-11576

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 20, 2020
Property Address	65115 SMOKEY RIDGE RD, BEND, OR 97703-9266
Document Number	0000023090
Instrument Date	May 19, 2020
Instrument	23090
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65115 SMOKEY RIDGE RD BEND OR 977039266, BEND, OR 97703-9266

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,982.00 (+4.58%)	$445,120 (+3%)	$1,239,050 (-) Land $463,900 Building $775,150
2024	$6,676.00 (+5.78%)	$432,160 (+3%)	$1,239,050 (-13.82%) Land $463,900 Building $775,150
2023	$6,311.00	$419,580	$1,437,670 Land $536,330 Building $901,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · lower than 62% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	100 / 10
AT&T Fixed Wireless	25 / 3
Wind Wireless Fixed Wireless	10 / 1

May also be available: T-Mobile.

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