Deschutes County property record for 65135 97th St, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,652 sqft · built 1994 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $380,000 (Jan 2017) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161228-A0-03700 |
| Primary APN | 161228-A0-03700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Living Area |
| 1st Floor Area | 1,692 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Type | Attached |
| Garage Area | 732 sqft |
| Deck Area | 261 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Lean-To | 64 sqft |
| Total Buildings | 4 Buildings |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 133230 |
|---|---|
| Street Address | 65135 97TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-8939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUA10 |
| Legal Description | FIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 2 LOT 29 |
| Legal Range | 12 |
| Legal Township | 16 |
| Legal Section | 28 |
| Legal Subdivision | FIRST ADDITION TO WHISPERING PINES ESTAT |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | REDMOND |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1002 |
Source: Deschutes County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARBOR MORTGAGE GROUP LLC |
| Feb 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC |
| Jan 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage CMG FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2017 · Amount on Record |
| Deed Sale | Jan 11, 2017 · Amount on Record |
| Prior Sale | Oct 11, 2013 · Amount on Record |
| Deed Document Number | 20171196 |
| Last Transfer Date | Feb 5, 2020 |
| Transfer Doc | 0000005951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Document Number | 0000005159 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023-05159 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000065479 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-65479 |
| Name | ARBOR MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | BEND, OR 97701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 10, 2020 |
| Property Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Document Number | 0000005951 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 2020-05951 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Document Number | 0000005952 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020-05952 |
| Name | ARBOR MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 11, 2017 |
| Property Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Document Number | 0000001196 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 2017-01196 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65135 97TH ST, BEND, OR 97703-8939 |
| Document Number | 0000001197 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017-01197 |
| Name | CMG FINANCIAL |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,837.00 (+14.16%) | $308,390 (+12.43%) | $1,022,250 (+15.85%) Land $364,610 Building $657,640 |
| 2024 | $4,237.00 (+5.79%) | $274,290 (+3%) | $882,360 (-) Land $336,010 Building $546,350 |
| 2023 | $4,005.00 | $266,310 | $882,360 Land $336,010 Building $546,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · lower than 65% of Oregon |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures