Deschutes County property record for 65097 97th St, Bend, OR 97703 · Last verified April 2026
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1992 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Jun 2022 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161228-A0-03900 |
| Primary APN | 161228-A0-03900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,825 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 125,888 sqft (2.89 acres) |
| Garage Area | 625 sqft |
| Deck Area | 207 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 133228 |
|---|---|
| Street Address | 65097 97TH ST |
| City | BEND |
| State | OR |
| Zip | 97703-8707 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | FIRST ADDITION TO WHISPERING PINES ESTATES BLOCK 2 LOT 27 |
| Legal Range | 12 |
| Legal Township | 16 |
| Legal Section | 28 |
| Legal Subdivision | FIRST ADDITION TO WHISPERING PINES ESTAT |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | REDMOND |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 1002 |
Source: Deschutes County records · APN 161228-A0-03900
Assessment roll updated November 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MID-AMERICAN MORTGAGE INC |
| Jun 27, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MID-AMERICAN MORTGAGE INC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 26, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2008 |
| Deed Sale | Feb 27, 2008 |
| Prior Sale | Apr 21, 2004 · Amount on Record |
| Deed Document Number | 20088688 |
| Prior Transfer Date | Feb 22, 2008 |
| Prior Transfer Doc | 0000008688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Document Number | 0000029951 |
|---|---|
| Date | Aug 03, 2022 |
| Instrument | 2022-29951 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BEND, OR 97703 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 846 Months |
| Due | Feb 26, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Title Company | FIDELITY NATIONAL TTL GROUP |
| Name | Verified Name |
|---|---|
| Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Document Number | 0000025516 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-25516 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 848 Months |
| Due | Feb 26, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Max Rate | 9.84% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017186 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 2020-17186 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000048741 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019-48741 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 65097 97TH ST, BEND, OR 97703-8707 |
| Document Number | 0000005528 |
| Instrument Date | Jan 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 65097 97TH ST BEND OR 977038707, BEND, OR 97703-8707 |
| Document Number | 0000005528 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 5528 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467-8000 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,644.00 (+4.59%) | $168,560 (+2.99%) | $507,140 (-6.28%) Land $368,110 Building $139,030 |
| 2024 | $2,528.00 (+5.77%) | $163,660 (+3%) | $541,120 (-) Land $342,510 Building $198,610 |
| 2023 | $2,390.00 | $158,900 | $541,120 Land $342,510 Building $198,610 |
Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), updated December 11, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 32% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 334 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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