Lancaster County property record for 6512 Windmill Point Rd, White Stone, VA 22578 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,136 sqft · built 1960 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $471,200 (Nov 2019) |
| Tax Bill | $61 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2021 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 40 36 |
| Primary APN | 40 36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 9,558 sqft |
| 1st Floor Area | 4,950 sqft |
| Basement Area | 1,590 sqft |
| Finished Basement | 1,590 sqft |
| Unfinished Basement | 1,590 sqft |
| Flooring | Wood |
| Interior Walls | Block |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,512 sqft |
| Deck Area | 36 sqft |
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13112 |
|---|---|
| Street Address | 6512 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISLAND 2.50 AC LR21/1049 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Lancaster County records · APN 40 36
Assessment roll updated May 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6512 WINDMILL POINT RD, WHITE STONE, VA 22578-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Apr 12, 2021 | Intrafamily Transfer, Transfer |
| Nov 04, 2019 | Intrafamily Transfer, Transfer |
| Nov 04, 2019 | Special Warranty Deed, Transfer · ARM TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2019 · Amount on Record |
| Deed Sale | Nov 04, 2019 · Amount on Record |
| Deed Document Number | 20191789 |
| Last Transfer Date | Dec 20, 2020 |
| Transfer Doc | 0000001049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 6512 WINDMILL POINT RD, WHITE STONE, VA 22578-3234 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210001756 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 210001756 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Apr 12, 2021 |
| Property Address | 6512 WINDMILL POINT RD, WHITE STONE, VA 22578-3234 |
| Document Number | 0210001049 |
| Instrument Date | Dec 20, 2020 |
| Instrument | 210001049 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6512 WINDMILL POINT RD, WHITE STONE, VA 22578-3234 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Nov 04, 2019 |
| Property Address | 6512 WINDMILL POINT RD, WHITE STONE, VA 22578-3234 |
| Document Number | 0190001788 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 190001788 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1215 LAKE FOREST CIR, HOOVER, AL 35244-1303 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Nov 04, 2019 |
| Property Address | 6512 WINDMILL POINT RD, WHITE STONE, VA 22578-3234 |
| Document Number | 0190001789 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 190001789 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1215 LAKE FOREST CIR, HOOVER, AL 35244-1303 |
| Document Number | 0190001790 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 190001790 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Nov 01, 2029 |
Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61.00 (-98.68%) | $1,111,100 (+51.54%) Land $177,600 Building $933,500 | $1,111,100 (+51.54%) Land $177,600 Building $933,500 |
| 2023 | $4,619.00 | $733,200 Land $167,600 Building $565,600 | $733,200 Land $167,600 Building $565,600 |
Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030303011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 69 individual NFIP policies nearby |
| Nearby Flood Policies | 77 units insured 8 under condo master policies |
| Nearby Flood Claims | 7 (2003–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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