St. Louis County property record for 6512 Polk St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,078 sqft · built 1896 |
| Lot Size | 0.043 acres (1,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,500 (Apr 2014) |
| Tax Bill | $2,334 (2026) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0580-03950 |
| Primary APN | 010-0580-03950 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Gross Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 308 sqft |
| Finished Basement | 308 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 1,875 sqft (0.043 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 56 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 967767 |
|---|---|
| Street Address | 6512 POLK ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 25 FT OF LOTS 14 15 AND 16 SERIAL # |
| Legal Subdivision | CLINTON PLACE ADDITION TO DULUTH |
| Legal Block | 23 |
| Legal Lot Number | 14-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 3300 |
6512 Polk St is owned and occupied by an individual who bought it in April 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6512 POLK ST, DULUTH, MN 55807-2252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBERS COOPERATIVE CU |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2014 · Amount on File |
| Deed Sale | Apr 24, 2014 · Amount on File |
| Deed Document Number | 20141236621 |
| Prior Transfer Date | Oct 22, 2009 |
| Prior Transfer Doc | 0001121274 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6512 POLK ST, DULUTH, MN 55807-2252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001433986 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1433986 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6512 POLK ST, DULUTH, MN 55807-2252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001433983 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1433983 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2051 |
The 2026 property tax bill for 6512 Polk St was $2,334 with a homeowner's exemption, up 8.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,334.00 (+8.46%) Homeowner's exemption | ||
| 2025 | $2,152.00 (-1.65%) Homeowner's exemption | $217,200 (+18.95%) Land $4,700 Building $212,500 | $217,200 (+18.95%) Land $4,700 Building $212,500 |
| 2024 | $2,188.00 | $182,600 Land $4,400 Building $178,200 | $182,600 Land $4,400 Building $178,200 |
| 2022 | $161,200 Land $4,200 Building $157,000 | $161,200 Land $4,200 Building $157,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6512 Polk St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6512 Polk St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
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