6419 Polk St, Duluth, MN 55807 Property Records

St. Louis County property record for 6419 Polk St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details1,877 sqft · built 1912
Lot Size0.12 acres (5,257 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Dec 2018)
Tax Bill$1,850 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-4540-02480

Property Details

APN / Parcel Number

Primary APN010-4540-02480
Alternative APN
  • 995647

Interior

Stories1 Story
Building Area1,877 sqft Gross Area
1st Floor Area1,877 sqft
Basement Area1,877 sqft
Unfinished Basement1,877 sqft
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Lot Area5,257 sqft (0.12 acres)
PorchPorch
Porch Area168 sqft
Storage Building4 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number995647
Street Address6419 POLK ST
CityDULUTH
StateMN
Zip55807-2249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1, 2 AND 3 EXCEPT THE EASTERLY 55 FEET,BLOCK 16 SERIAL #
Legal SubdivisionWEST END ADDITION
Legal Block16
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3029
Census Tract3300

Owner

6419 Polk St is owned and occupied by an individual who bought it in December 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address6419 POLK ST, DULUTH, MN 55807-2249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Oct 27, 2020Deed of Trust, Mortgage
MEMBERS COOPERATIVE CU
Oct 27, 2020Deed of Trust, Mortgage
MEMBERS COOPERATIVE CU
Jun 24, 2019Deed of Trust, Mortgage · Line of Credit
MEMBERS COOPERATIVE CU
Nov 13, 2018Deed of Trust, Mortgage
MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2018 · Amount on File
Deed SaleDec 5, 2018 · Amount on File
Prior SaleFeb 12, 2014 · Amount on File
Deed Document Number20181345961
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 15, 2026
Property Address6419 POLK ST, DULUTH, MN 55807-2249
Document Number0001103598
Instrument DateMay 13, 2026
Instrument20261103598
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address6419 POLK ST, DULUTH, MN 55807-2249

Mortgage

Document Number0001103598,
DateJul 15, 2026
Instrument20261103598
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 8, 2056
Interest
Rate6.3%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6419 POLK ST, DULUTH, MN 55807-2249
Document Number00A1395881
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6419 POLK ST DULUTH MN 558072249, DULUTH, MN 55807-2249

Mortgage

Document Number00A1395881
DateNov 13, 2020
InstrumentA1395881
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
AmountAmount on Record
Term360 Months
DueNov 12, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6419 POLK ST, DULUTH, MN 55807-2249
Document Number00T1031643
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6419 POLK ST DULUTH MN 558072249, DULUTH, MN 55807-2249

Mortgage

Document Number00T1031643
DateNov 5, 2020
InstrumentT1031643
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
AmountAmount on Record
Term360 Months
DueNov 4, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6419 POLK ST, DULUTH, MN 55807-2249
Document Number00A1359071
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedAug 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6419 POLK ST DULUTH MN 558072249, DULUTH, MN 55807-2249

Mortgage

Document Number00A1359071
DateJul 22, 2019
InstrumentA1359071
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJul 21, 2039
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6419 POLK ST, DULUTH, MN 55807-2249
Document Number00A1345962
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6419 POLK ST DULUTH MN 558072249, DULUTH, MN 55807-2249

Mortgage

Document Number00A1345962
DateDec 5, 2018
InstrumentA1345962
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55807
Agreement
AmountAmount on Record
Term180 Months
DueDec 4, 2033
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 6419 Polk St was $1,850, up 7.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,850.00 (+7.06%)
2025$1,728.00 (+7.06%)$147,200 (+18.23%) Land $13,200 Building $134,000$147,200 (+18.23%) Land $13,200 Building $134,000
2024$1,614.00$124,500 Land $12,100 Building $112,400$124,500 Land $12,100 Building $112,400
2022$103,300 Land $11,700 Building $91,600$103,300 Land $11,700 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6419 Polk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6419 Polk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20

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