6511 Welle Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6511 Welle Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,030 sqft · built 2002
Lot Size	0.542 acres (23,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,900 (Sep 2018)
Tax Bill	$3,170 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95255`

Property Details

APN / Parcel Number

Primary APN	`95255`
Alternative APN	`022631443200010600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,030 sqft Heated Area
Gross Area	2,942 sqft
1st Floor Area	2,030 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Aluminum Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,653 sqft (0.542 acres)
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	297 sqft
Porch	Open Porch
Porch Area	384 sqft
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	95255
Street Address	6511 WELLE CT
City	SAINT CLOUD
State	FL
Zip	34771-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 60
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE-STATE ONE
Legal Tract	4432
Legal Block	1
Legal Lot Number	60
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1040
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6511 WELLE CT, SAINT CLOUD, FL 34771-8818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Sep 25, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	2018135241
Deed Book / Page	5397 / 1960
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6511 WELLE CT, SAINT CLOUD, FL 34771-8818
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6511 WELLE CT, SAINT CLOUD, FL 34771-8818

Mortgage

Document Number	0059701201
Date	Jun 1, 2021
Book Page	5970/1201
Instrument	2021084419

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 7, 2018
Property Address	6511 WELLE CT, SAINT CLOUD, FL 34771-8818
Document Number	0053971960
Book / Page	005397 / 001960
Instrument Date	Aug 31, 2018
Instrument	135241
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,204.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6511 WELLE CT ST CLOUD FL 347718818, ST CLOUD, FL 34771-8818

Mortgage

Document Number	53971962
Date	Sep 7, 2018
Book Page	005397/001962
Instrument	135242

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 25, 2017
Property Address	6511 WELLE CT, SAINT CLOUD, FL 34771-8818
Document Number	0052120595
Book / Page	005212 / 000595
Instrument Date	Sep 22, 2017
Instrument	135323
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,012.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6511 WELLE CT ST CLOUD FL 347718818, ST CLOUD, FL 34771-8818

Mortgage

Document Number	52120596
Date	Sep 25, 2017
Book Page	005212/000596
Instrument	135324

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,170.00 (+7.97%) Homeowner's exemption	$218,255 (+5.99%)	$381,500 (+1.98%) Land $65,000 Building $316,500
2023	$2,936.00 (+4.52%) Homeowner's exemption	$205,927 (+3%)	$374,100 (+24.74%) Land $65,000 Building $309,100
2022	$2,809.00 Homeowner's exemption	$199,930	$299,900 Land $60,000 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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