6503 Welle Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6503 Welle Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,504 sqft · built 2005
Lot Size	0.512 acres (22,302 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2019)
Tax Bill	$4,416 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-26-31-4432-0001-0640`

Property Details

APN / Parcel Number

Primary APN	`02-26-31-4432-0001-0640`
Alternative APNs	`263102443200010640` `95259`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,504 sqft Living Area
Gross Area	3,705 sqft
1st Floor Area	2,168 sqft
Upper Floors Area	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,302 sqft (0.512 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	649 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	6503 WELLE CT
City	SAINT CLOUD
State	FL
Zip	34771-8818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPUD
Legal Description	NORTHSHORE-STAGE ONE PB 10 PG 154-156 LOT 64
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	NORTHSHORE STAGE 1
Legal Tract	4432
Legal Block	640
Legal Lot Number	64
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1040
Census Tract	43801

Owner

6503 Welle Ct is owned and occupied by two individuals who bought it in June 2019.

Source: Osceola County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Nov 29, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 20, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on File
Deed Sale	Jun 20, 2019 · Amount on File
Prior Sale	Oct 3, 2006 · Amount on File
Deed Document Number	201979678
Deed Book / Page	5544 / 2178
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 12, 2026
Property Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818
Document Number	0000062516
Book / Page	6970 / 788
Instrument Date	May 6, 2026
Instrument	202662516
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE RESEARCH CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062516,
Date	May 12, 2026
Book Page	6970/788
Instrument	202662516

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818

Mortgage

Document Number	0063210817
Date	Nov 29, 2022
Book Page	6321/817
Instrument	2022171180

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818
Document Number	0057612879
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6503 WELLE CT ST CLOUD FL 347718818, ST CLOUD, FL 34771-8818

Mortgage

Document Number	0057612879
Date	Jul 27, 2020
Book Page	005761/002879
Instrument	97317

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 20, 2019
Property Address	6503 WELLE CT, SAINT CLOUD, FL 34771-8818
Document Number	0055442178
Book / Page	005544 / 002178
Instrument Date	Jun 18, 2019
Instrument	79678
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6503 WELLE CT ST CLOUD FL 347718818, ST CLOUD, FL 34771-8818

Mortgage

Document Number	55442180
Date	Jun 20, 2019
Book Page	005544/002180
Instrument	79679

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6503 Welle Ct was $4,416 with a homeowner's exemption, up 4.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00 (+4.94%) Homeowner's exemption	$308,183	$432,900 Land $65,000 Building $367,900
2024	$4,208.00 (+2.11%)
2023	$4,121.00 (+4.07%) Homeowner's exemption	$290,775 (+3%)	$425,900 (+26.83%) Land $65,000 Building $360,900
2022	$3,960.00 Homeowner's exemption	$282,306	$335,800 Land $60,000 Building $275,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6503 Welle Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6503 Welle Ct is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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