6511 E Valley Ln, Elk, WA 99009 Property Records

Spokane County property record for 6511 E Valley Ln, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,092 sqft · built 1996
Lot Size	5.03 acres (219,542 sqft)
Owner	Individual Name on Record
Last Sale	$116,541 (Jan 1997)
Tax Bill	$5,529 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`39132.9039`

Property Details

APN / Parcel Number

Primary APN	`39132.9039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,092 sqft Living Area
Gross Area	4,296 sqft
1st Floor Area	2,468 sqft
Basement Area	1,828 sqft
Finished Basement	624 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,542 sqft
Deck Area	280 sqft
Patio Area	890 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	6511 E VALLEY LN
City	ELK
State	WA
Zip	99009-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	13-29-43 TR G OF SP78-021 BEING A PTN OF S1/2 OF N1/2 OF N W1/4 7810240289
Legal Range	43
Legal Township	29
Legal Section	13
Legal Subdivision	SP 78-021
Legal Tract	G
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4012
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6511 E VALLEY LN, ELK, WA 99009-8747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 1997 · Amount on Record
Deed Sale	Jan 17, 1997 · Amount on Record
Prior Sale	Jun 14, 1996 · Amount on Record
Deed Document Number	19974070148
Prior Transfer Date	Oct 16, 1996
Prior Transfer Doc	0004046611
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6511 E VALLEY LN, ELK, WA 99009-8747
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007441929
Date	Sep 19, 2025
Instrument	7441929

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6511 E VALLEY LN, ELK, WA 99009-8747
Document Number	0006818178
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6511 E VALLEY LN ELK WA 990098747, ELK, WA 99009-8747

Mortgage

Document Number	0006818178
Date	Jun 28, 2019
Instrument	6818178

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,529.00 (+13.09%)	$669,280 (+15%) Land $112,280 Building $557,000	$669,280 (+15%) Land $112,280 Building $557,000
2025	$4,889.00 (+7.45%)
2024		$582,000 (+36.03%) Land $117,300 Building $464,700	$582,000 (+36.03%) Land $117,300 Building $464,700
2023	$4,550.00 (+13.38%)	$427,860 Land $52,160 Building $375,700	$427,860 Land $52,160 Building $375,700
2022	$4,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

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