65109 Lagoon Forest Dr, Yulee, FL 32097 Property Records

Nassau County property record for 65109 Lagoon Forest Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,528 sqft · built 2016
Lot Size	0.171 acres (7,484 sqft)
Owner	Individual Name on File
Last Sale	$192,360 (Sep 2016)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-2N-26-1830-0181-0000`

Property Details

APN / Parcel Number

Primary APN	`11-2N-26-1830-0181-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,528 sqft Heated Area
Gross Area	3,176 sqft
1st Floor Area	1,068 sqft
Upper Floors Area	1,488 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,484 sqft (0.171 acres)
Garage Area	420 sqft
Porch	Open Porch
Porch Area	110 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	65109 LAGOON FOREST DR
City	YULEE
State	FL
Zip	32097-0633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 181 IN OR 2074/1082 RIVER GLEN #1 PB 7/263
Legal Range	26E
Legal Township	02N
Legal Section	11
Legal Subdivision	RIVER GLEN #1
Legal Lot Number	181
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2025
Census Tract	50307

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	65109 LAGOON FOREST DR, YULEE, FL 32097-0633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 16, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on File
Deed Sale	Sep 28, 2016 · Amount on File
Prior Sale	Oct 13, 2015 · Amount on File
Deed Document Number	201627757
Deed Book / Page	2074 / 1082
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	65109 LAGOON FOREST DR, YULEE, FL 32097-0633
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65109 LAGOON FOREST DR, YULEE, FL 32097-0633

Mortgage

Document Number	0025981220
Date	Oct 25, 2022
Book Page	2598/1220
Instrument	202245036005

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	65109 LAGOON FOREST DR, YULEE, FL 32097-0633
Document Number	0022311946
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65109 LAGOON FOREST DR YULEE FL 320970633, YULEE, FL 32097-0633

Mortgage

Document Number	0022311946
Date	Oct 23, 2018
Book Page	002231/001946
Instrument	45032863

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 22, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00 (+0.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$212,960 (+2.9%)	$342,285 (+3.85%) Land $55,000 Building $287,285
2024	$4,498.00 (+3.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$206,958 (+3%)	$329,587 (+2.99%) Land $55,000 Building $274,587
2023	$4,340.00 (+11.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$200,930 (+3%)	$320,032 (+16.59%) Land $55,000 Building $265,032
2022	$3,879.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$195,078	$274,500 Land $55,000 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lagoon Forest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures