6510 Chippendale Rd, Lakeland, FL 33809 Property Records

Polk County property record for 6510 Chippendale Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1985
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jun 2020)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-20-161710-002070`

Property Details

APN / Parcel Number

Primary APN	`24-27-20-161710-002070`
Alternative APNs	`202724161710002070` `02724000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,592 sqft
1st Floor Area	1,160 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	432 sqft
Porch	Unfinished Open Porch
Porch Area	72 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6510 CHIPPENDALE RD
City	LAKELAND
State	FL
Zip	33809-4696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOST LAKE PARK PHASE ONE PB 58 PG 41 BLK B LOT 7
Legal Range	24E
Legal Township	27S
Legal Section	20
Legal Subdivision	LOST LAKE PARK PHASE 01
Legal Phase	1
Legal Tract	161710
Legal Block	B
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2033
Census Tract	12304

Owner

6510 Chippendale Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6510 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Prior Sale	Nov 22, 1994 · Amount on File
Deed Document Number	2020124378
Deed Book / Page	11273 / 2274
Prior Transfer Date	Nov 18, 1994
Prior Transfer Doc	3464001377
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 23, 2020
Property Address	6510 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Document Number	0112732274
Book / Page	011273 / 002274
Instrument Date	Jun 17, 2020
Instrument	124378
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6510 CHIPPENDALE RD LAKELAND FL 338094696, LAKELAND, FL 33809-4696

Mortgage

Document Number	112732276
Date	Jun 23, 2020
Book Page	011273/002276
Instrument	124379

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6510 Chippendale Rd was $1,695 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,931 (+2.7%)	$197,630 (-5.52%) Land $39,000 Building $158,630
2025	$1,695.00 Homeowner's exemption	$171,306	$209,178 Land $39,000 Building $170,178
2023	$2,074.00 (+3.6%) Homeowner's exemption	$161,629 (+3%)	$209,769 (+11.36%) Land $38,000 Building $171,769
2022	$2,002.00 Homeowner's exemption	$156,921	$188,373 Land $32,000 Building $156,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6510 Chippendale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6510 Chippendale Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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