6504 Chippendale Rd, Lakeland, FL 33809 Property Records

Polk County property record for 6504 Chippendale Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1974
Lot Size	0.257 acres (11,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Dec 2024)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-20-161710-002060`

Property Details

APN / Parcel Number

Primary APN	`24-27-20-161710-002060`
Alternative APNs	`202724161710002060` `02724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,944 sqft
1st Floor Area	1,392 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,199 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft
Porch	Unfinished Open Porch
Porch Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6504 CHIPPENDALE RD
City	LAKELAND
State	FL
Zip	33809-4696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOST LAKE PARK PHASE 1 PB 58 PG 41 BLK B LOT 6
Legal Range	24E
Legal Township	27S
Legal Section	20
Legal Subdivision	LOST LAKE PARK PHASE 01
Legal Phase	1
Legal Tract	161710
Legal Block	B
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2033
Census Tract	12304

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 20, 2024	Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Dec 23, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MTG
Feb 6, 2017	Warranty Deed, Transfer · VA Mortgage GOLD STAR MTG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Feb 6, 2017 · Amount on Record
Deed Document Number	2024288120
Deed Book / Page	13374 / 1619
Prior Transfer Date	Oct 3, 2012
Prior Transfer Doc	0000189682
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696

Mortgage

Document Number	0000160582
Date	Jun 13, 2022
Book Page	12293/2119
Instrument	2022160582

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 20, 2024
Property Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Document Number	0000288120
Book / Page	13374 / 1619
Map Reference	MB 58 PG 41
Instrument Date	Dec 12, 2024
Instrument	2024288120
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1877 AUBURN RD, TURNER, ME 04282-3409

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696

Mortgage

Document Number	0133741621
Date	Dec 20, 2024
Instrument	13374/1621

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Document Number	0103560452
Book / Page	010356 / 000452
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6504 CHIPPENDALE RD LAKELAND FL 338094696, LAKELAND, FL 33809-4696

Mortgage

Document Number	0103560452
Date	Jan 2, 2018
Book Page	010356/000452
Instrument	508

Lender

Name	BBMC MTG
Type	Mortgage Company
Address	DELWARE, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 6, 2017
Property Address	6504 CHIPPENDALE RD, LAKELAND, FL 33809-4696
Document Number	0100570001
Book / Page	010057 / 000001
Instrument Date	Jan 5, 2017
Instrument	22883
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 TAHO CIR VALRICO FL 335943568, VALRICO, FL 33594-3568

Mortgage

Document Number	100570003
Date	Feb 6, 2017
Book Page	010057/000003
Instrument	22884

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,783 (-11.42%) Land $39,000 Building $185,783	$224,783 (-11.42%) Land $39,000 Building $185,783
2025	$2,761.00 (-15.54%) Homeowner's exemption	$253,762 (+10.39%) Land $39,000 Building $214,762	$253,762 (+10.39%) Land $39,000 Building $214,762
2023	$3,269.00 (+8.39%)	$229,885 (+10.15%) Land $38,000 Building $191,885	$229,885 (+10.15%) Land $38,000 Building $191,885
2022	$3,016.00	$208,693 Land $32,000 Building $176,693	$208,693 Land $32,000 Building $176,693

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1995–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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