651 Windsor Dr, Westminster, MD 21158 Property Records

Carroll County property record for 651 Windsor Dr, Westminster, MD 21158

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,208 sqft · built 1996
Lot Size	0.141 acres (6,133 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Oct 2006)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-123728`

Property Details

APN / Parcel Number

Primary APN	`07-123728`
Alternative APNs	`7123728` `123728`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,208 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,133 sqft (0.141 acres)
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	123728
Street Address	651 WINDSOR DR
City	WESTMINSTER
State	MD
Zip	21158-9440
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD-4
Legal Description	LT 296- 0.1408 AC WINDSOR DR 37-134/131 FURNACE HILLS 38-21 SC 2
Legal Subdivision	FURNACE HILLS SEC 02
Legal Lot Number	296
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3008
Census Tract	507704

Owner

Source: Carroll County records · APN 07-123728

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	651 WINDSOR DR, WESTMINSTER, MD 21158-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2006 · Amount on Record
Deed Sale	Oct 04, 2006 · Amount on Record
Prior Sale	Aug 23, 2006 · Amount on Record
Deed Document Number	200661242
Deed Book / Page	5016 / 321
Transfer Doc	0050160321
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	651 WINDSOR DR, WESTMINSTER, MD 21158-9440
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086430352
Date	Mar 24, 2017
Book Page	8643/0352
Instrument	8643-0352

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,600 (+7.79%) Land $80,000 Building $181,600	$261,600 (-) Land $80,000 Building $181,600
2025	$3,862.00 (+11.55%) Homeowner's exemption	$242,700 (+18.45%)	$261,600 (+27.67%) Land $80,000 Building $181,600
2023	$3,462.00 Homeowner's exemption	$204,900 Land $80,000 Building $124,900	$204,900 Land $80,000 Building $124,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 378 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WESTMINSTER serves 35,256 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.