Carroll County property record for 649 Windsor Dr, Westminster, MD 21158 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,208 sqft · built 1996 |
| Lot Size | 0.06 acres (2,599 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $300,000 (Jun 2022) |
| Tax Bill | $4,470 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-123701 |
| Primary APN | 07-123701 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,599 sqft (0.06 acres) |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 123701 |
|---|---|
| Street Address | 649 WINDSOR DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9440 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 295- 2599 SF 649 WINDSOR DR 37-134 FURNACE HILLS 38-21 SC 2 |
| Legal Subdivision | SHEET 4 OF 13 SECTION TWO FERNACE HILLS |
| Legal Lot Number | 295 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 507704 |
Source: Carroll County records · APN 07-123701
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 28, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 20, 2022 | Intrafamily Transfer, Transfer |
| Jun 15, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRAND MORTGAGE GROUP LLC |
| Jul 15, 2019 | Deed, Transfer · FHA Mortgage HOWARD BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Book / Page | 10808 / 26 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0111700497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 28, 2023 |
| Property Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Number | 0111700497 |
| Book / Page | 11170 / 497 |
| Map Reference | MB LWS 37 FO 137 |
| Instrument Date | Dec 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 20, 2022 |
| Property Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Number | 0109100166 |
| Book / Page | 10910 / 166 |
| Map Reference | MB LWS 37 FO 134 |
| Instrument Date | Sep 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 15, 2022 |
| Property Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Number | 0108080026 |
| Book / Page | 10808 / 26 |
| Map Reference | MB 38 FO 21 |
| Instrument Date | May 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0108080032 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 10808-0032 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | ADVANTAGE TITLE CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0085740222 |
|---|---|
| Date | Jan 06, 2017 |
| Book Page | 8574/0222 |
| Instrument | 8574-0222 |
| Name | BRAND MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jul 15, 2019 |
| Property Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Number | 0093460042 |
| Book / Page | 9346 / 042 |
| Map Reference | MB 38 FO 21 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 649 WINDSOR DR, WESTMINSTER, MD 21158-9440 |
| Document Number | 0000934648 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 9346/48 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Number | 0093460048 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 9346/0048 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,200 (+7.18%) Land $80,000 Building $205,200 | $285,200 (-) Land $80,000 Building $205,200 | |
| 2025 | $4,470.00 (+16.07%) | $266,100 (+16.76%) | $285,200 (+25.14%) Land $80,000 Building $205,200 |
| 2023 | $3,851.00 (+58.35%) | $227,900 (+5.89%) Land $79,000 Building $148,900 | $227,900 (-) Land $79,000 Building $148,900 |
| 2022 | $2,432.00 | $215,233 | $227,900 Land $79,000 Building $148,900 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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