651 Waverly Dr, Hamilton, OH 45013 Property Records

Butler County property record for 651 Waverly Dr, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1958
Lot Size	0.252 acres (10,986 sqft)
Owner	Individual Name on File
Last Sale	$101,754 (Aug 2017)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`P6412-032-000-060`

Property Details

APN / Parcel Number

Primary APN	`P6412-032-000-060`
Alternative APNs	`0007300` `488200` `492181`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	10,986 sqft (0.252 acres)
Lot Dimensions	140 ft deep x 72 ft wide
View / Lot	Neighborhood / Spot
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 WAVERLY DR
City	HAMILTON
State	OH
Zip	45013-2246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24668 ENT
Legal Subdivision	HAMILTON
Legal Lot Number	24668
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	5
Census Block	5007
Census Tract	14800

Owner

651 Waverly Dr is owned and occupied by an individual who bought it in August 2017.

Source: Butler County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	651 WAVERLY DR, HAMILTON, OH 45013-2246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Prior Sale	Jan 10, 2008 · Amount on File
Deed Document Number	201731466
Deed Book / Page	9066 / 1169
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	651 WAVERLY DR, HAMILTON, OH 45013-2246
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033426
Date	Sep 9, 2019
Book Page	9334/0889
Instrument	2019-00033426

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Aug 10, 2017
Property Address	651 WAVERLY DR, HAMILTON, OH 45013-2246
Document Number	0000031468
Book / Page	009066 / 001169
Instrument Date	Jul 27, 2017
Instrument	31468
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,215.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 WAVERLY DR HAMILTON OH 450132246, HAMILTON, OH 45013-2246

Tax Assessment & Valuation

The 2025 property tax bill for 651 Waverly Dr was $3,447.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00	$57,930 Land $9,020 Building $48,910	$165,530 Land $25,780 Building $139,750
2023	$2,433.00 (+30.46%)	$57,930 (+41.05%) Land $9,020 Building $48,910	$165,530 Land $25,780 Building $139,750
2022	$1,865.00	$41,070 Land $9,020 Building $32,050
2020			$117,350 Land $25,780 Building $91,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 651 Waverly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Waverly Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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