651 Upperriver Ct, Orlando, FL 32828 Property Records

Orange County property record for 651 Upperriver Ct, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,191 sqft · built 1988
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2022)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-22-31-3781-00-930`

Property Details

APN / Parcel Number

Primary APN	`27-22-31-3781-00-930`
Alternative APNs	`312227378100930` `611326` `617631` `622434`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,191 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,191 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,175 sqft (0.119 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	651 UPPERRIVER CT
City	ORLANDO
State	FL
Zip	32828-8989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUCKLEBERRY FIELDS N 2B UNIT 1 17/43 LOT 93
Legal Range	31E
Legal Township	22S
Legal Section	27
Legal Subdivision	HUCKLEBERRY FIELDS N-2B UT 1
Legal Tract	3781
Legal Lot Number	93
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1001
Census Tract	16728

Owner

Source: Orange County records · APN 27-22-31-3781-00-930

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	651 UPPERRIVER CT, ORLANDO, FL 32828-8989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	2022300685
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 11, 2022
Property Address	651 UPPERRIVER CT, ORLANDO, FL 32828-8989
Document Number	0000300685
Map Reference	MB 17 PG 43
Instrument Date	Mar 09, 2022
Instrument	20220300685
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 WEATHERED WOOD CIR, 1017, WINTER SPRINGS, FL 32708-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 UPPERRIVER CT, ORLANDO, FL 32828-8989

Mortgage

Document Number	0000300686
Date	May 11, 2022
Instrument	20220300686

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,290 (+1.01%) Land $70,000 Building $204,290	$274,290 (-1.74%) Land $70,000 Building $204,290
2025	$4,243.00 (+5.29%) Homeowner's exemption	$271,560 (+5.99%)	$279,160 (+8.95%) Land $70,000 Building $209,160
2024	$4,030.00 (+7.1%)
2023	$3,763.00 (+71.28%) Homeowner's exemption	$256,220 (+63.6%) Land $70,000 Building $186,220	$256,220 (+14.35%) Land $70,000 Building $186,220
2022	$2,197.00 Homeowner's exemption	$156,614	$224,076 Land $65,000 Building $159,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 387 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.