646 Upperriver Ct, Orlando, FL 32828 Property Records

Orange County property record for 646 Upperriver Ct, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,497 sqft · built 1989
Lot Size0.127 acres (5,521 sqft)
Owner2 Company Names on Record
Last Sale$292,000 (Jun 2021)
Tax Bill$5,679 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN27-22-31-3781-00-770

Property Details

APN / Parcel Number

Primary APN27-22-31-3781-00-770
Alternative APNs
  • 312227378100770
  • 611308
  • 617613
  • 622414

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,497 sqft Living Area
Gross Area1,752 sqft
1st Floor Area1,497 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block/Stucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,521 sqft (0.127 acres)
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address646 UPPERRIVER CT
CityORLANDO
StateFL
Zip32828-8989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionHUCKLEBERRY FIELDS N 2B UNIT 1 17/43 LOT 77
Legal Range31E
Legal Township22S
Legal Section27
Legal SubdivisionHUCKLEBERRY FIELDS N-2B UT 1
Legal Tract3781
Legal Lot Number77
Legal Unit1
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1001
Census Tract16728

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Commercial Mortgage
GOLDMAN SACHS MORTGAGE COMPANY
Jun 24, 2021Warranty Deed, Transfer
OS NATIONAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleJan 7, 2010 · Amount on Record
Deed Document Number2021378140
Prior Transfer DateJan 24, 2003
Prior Transfer Doc0000066458
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address646 UPPERRIVER CT, ORLANDO, FL 32828-8989
Transaction TypeMortgage
Record UpdatedFeb 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068686
DateJan 31, 2022
Instrument20220068686
Lender
NameGOLDMAN SACHS MORTGAGE COMPANY
TypeMortgage Company
AddressNEW YORK, NY 10282
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 24, 2021
Property Address646 UPPERRIVER CT, ORLANDO, FL 32828-8989
Document Number20210378140
Map ReferenceMB 17 PG 43&44
Instrument DateJun 21, 2021
Instrument20210378140
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,044.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3884 NIGHT STAR TRL, 3884, ODESSA, FL 33556-4190

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 N DOBSON RD STE 300, 300, SCOTTSDALE, AZ 85256-2727
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$316,020 (-1.39%) Land $70,000 Building $246,020$316,020 (-1.39%) Land $70,000 Building $246,020
2025$5,679.00 (+5.75%)$320,470 (+9.79%) Land $70,000 Building $250,470$320,470 (+9.79%) Land $70,000 Building $250,470
2024$5,370.00 (+11.83%)
2023$4,802.00 (+11.54%)$291,881 (+15.44%) Land $70,000 Building $221,881$291,881 (+15.44%) Land $70,000 Building $221,881
2022$4,305.00$252,846 Land $65,000 Building $187,846$252,846 Land $65,000 Building $187,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (1998–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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