651 Timber Run, Havana, FL 32333 Property Records

Gadsden County property record for 651 Timber Run, Havana, FL 32333

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,095 sqft · built 1981
Lot Size	4.73 acres (206,228 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Jun 2019)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-2N-2W-0574-0000C-0060`

Property Details

APN / Parcel Number

Primary APN	`3-09-2N-2W-0574-0000C-0060`
Alternative APN	`1124780000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,095 sqft Heated Area
Gross Area	2,373 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	206,228 sqft (4.73 acres)
Porch	Porch
Porch Area	152 sqft
Deck Area	471 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1124780000
Street Address	651 TIMBER RUN
City	HAVANA
State	FL
Zip	32333-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 863 P 59 OR 403 P 1932 LOT
Legal Range	02W
Legal Township	02N
Legal Section	09
Legal Subdivision	RESTON SUB
Legal Block	C
Legal Lot Number	6
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	1
Census Block	1031
Census Tract	20101

Owner

651 Timber Run is owned and occupied by an individual who bought it in June 2019.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	651 TIMBER RUN, HAVANA, FL 32333-5566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jun 3, 2019	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Deed Document Number	190004749
Deed Book / Page	863 / 0059
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	651 TIMBER RUN, HAVANA, FL 32333-5566
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008921521
Date	Mar 22, 2021
Book Page	892/1521
Instrument	210002331

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Jun 3, 2019
Property Address	651 TIMBER RUN, HAVANA, FL 32333-5566
Document Number	0008630059
Book / Page	000863 / 000059
Instrument Date	May 31, 2019
Instrument	4749
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 TIMBER RUN HAVANA FL 323335566, HAVANA, FL 32333-5566

Mortgage

Document Number	8630060
Date	Jun 3, 2019
Book Page	000863/000060
Instrument	4750

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 651 Timber Run was $3,350 with a homeowner's exemption, up 2.1% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,350.00 (+2.13%) Homeowner's exemption	$276,109 (+2.9%)	$341,382 (+9.67%) Land $112,000 Building $229,382
2024	$3,280.00 (+2.95%) Homeowner's exemption	$268,328 (+3%)	$311,288 (+3.45%) Land $84,000 Building $227,288
2023	$3,186.00 (+3.21%) Homeowner's exemption	$260,513 (+3%)	$300,913 (+13.56%) Land $80,000 Building $220,913
2022	$3,087.00 Homeowner's exemption	$252,926	$264,992 Land $48,000 Building $216,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Timber Run in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1994–2002)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Timber Run is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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