474 Timber Run, Havana, FL 32333 Property Records

Gadsden County property record for 474 Timber Run, Havana, FL 32333

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,066 sqft · built 1988
Lot Size	1.98 acres (86,312 sqft)
Owner	Individual Name on File
Last Sale	$117,199 (Jan 2017)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-2N-2W-0574-0000B-0090`

Property Details

APN / Parcel Number

Primary APN	`3-09-2N-2W-0574-0000B-0090`
Alternative APN	`1124690000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,066 sqft Heated Area
Gross Area	3,722 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	86,312 sqft (1.98 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1124690000
Street Address	474 TIMBER RUN
City	HAVANA
State	FL
Zip	32333-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 827 P 402 OR 816 P 837 OR 6
Legal Range	02W
Legal Township	02N
Legal Section	09
Legal Subdivision	RESTON
Legal Block	B
Legal Lot Number	9
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	1
Census Block	1031
Census Tract	20101

Owner

474 Timber Run is owned and occupied by an individual who bought it in January 2017.

Source: Gadsden County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	474 TIMBER RUN, HAVANA, FL 32333-5550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHWEST GA FARM CR ACA
Jan 13, 2017	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Prior Sale	Jul 27, 2016
Deed Document Number	170000311
Deed Book / Page	0827 / 0402
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	474 TIMBER RUN, HAVANA, FL 32333-5550
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 TIMBER RUN, HAVANA, FL 32333-5550

Mortgage

Document Number	0009021142
Date	Sep 16, 2021
Book Page	902/1142
Instrument	210007876

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Property Address	474 TIMBER RUN, HAVANA, FL 32333-5550
Document Number	0008410855
Book / Page	000841 / 000855
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 TIMBER RUN HAVANA FL 323335550, HAVANA, FL 32333-5550

Mortgage

Document Number	0008410855
Date	Dec 21, 2017
Book Page	000841/000855
Instrument	9054

Lender

Name	SOUTHWEST GA FARM CR ACA
Type	Funding / Finance Company
Address	BAINBRIDGE, GA 39817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2037

Interest

Rate Type	Adjustable Rate

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GADSDEN FL
Recording Date	Jan 13, 2017
Property Address	474 TIMBER RUN, HAVANA, FL 32333-5550
Document Number	0008270402
Book / Page	0827 / 0402
Map Reference	MB1 PG208
Instrument Date	Dec 21, 2016
Instrument	170000311
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 MULBERRY CIR, CRAWFORDVILLE, FL 32327-2277

Mortgage

Document Number	0008270411
Date	Jan 13, 2017
Instrument	0827/0411

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 28, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 474 Timber Run was $1,645 with a homeowner's exemption, up 2.4% from the year before.

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (+2.36%) Homeowner's exemption	$156,615 (+2.9%)	$274,891 (+11.32%) Land $56,000 Building $218,891
2024	$1,607.00 (+3.54%) Homeowner's exemption	$152,202 (+3%)	$246,947 (+2.83%) Land $42,000 Building $204,947
2023	$1,552.00 (+3.74%) Homeowner's exemption	$147,769 (+3%)	$240,153 (+8.73%) Land $40,000 Building $200,153
2022	$1,496.00 Homeowner's exemption	$143,466	$220,879 Land $24,000 Building $196,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 474 Timber Run in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1994–2002)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 474 Timber Run is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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