651 Stone Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 651 Stone Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,063 sqft · built 1939
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$98,010 (Feb 2023)
Tax Bill	$5,896 (2026)
Deeds & Mortgages	Feb 2023 Sale Jan 2023 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262800 075.25-6-20`

Property Details

APN / Parcel Number

Primary APN	`262800 075.25-6-20`
Alternative APNs	`28000752500006020000` `09884000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,063 sqft Living Area
1st Floor Area	498 sqft
2nd Floor Area	460 sqft
Upper Floors Area	105 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09884000000
Street Address	651 STONE RD
City	ROCHESTER
State	NY
Zip	14616-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L56 T2 S3 DEWEY STONE 74-29 SL74 APPROP 9668-504
Legal Block	6
Legal Lot Number	20.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2001
Census Tract	13901

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1141 W 9TH ST, JACKSONVILLE, FL 32209-5640
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Bargain and Sale Deed, Transfer FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH
Jan 23, 2023	Referee's Deed, Foreclosure CLOSING USA LLC
Mar 17, 2011	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BK
Mar 17, 2011	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BK
Jun 30, 2006	Deed of Trust, Mortgage WELLS FARGO BK
Jun 30, 2006	Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	Jan 23, 2023 · Amount on Record
Deed Document Number	20231132
Deed Book / Page	12784 / 288
Prior Transfer Date	Jan 9, 2023
Prior Transfer Doc	0000000065
Record Updated	Oct 29, 2026

February 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONROE NY
Recording Date	Feb 24, 2023
Property Address	651 STONE RD, ROCHESTER, NY 14616-4530
Document Number	0000001132
Book / Page	12784 / 288
Map Reference	LB 74 PG 29
Instrument Date	Feb 3, 2023
Instrument	202302241132
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	FRONTIER ABSTRACT AND RESEARCH, FRONTIER ABSTRACT & RESEARCH

Transaction

Amount	Amount Recorded
Tax	$394.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, RD100, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1141 W 9TH ST, JACKSONVILLE, FL 32209-5640

January 2023: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	MONROE NY
Recording Date	Jan 23, 2023
Property Address	651 STONE RD, ROCHESTER, NY 14616-4530
Document Number	0000000065
Book / Page	12772 / 103
Map Reference	LB 74 PG 29
Instrument Date	Jan 9, 2023
Instrument	202301230065
Transaction Type	Foreclosure
Record Updated	Feb 9, 2023
Title Company	CLOSING USA LLC

Transaction

Amount	Amount Recorded
Tax	$404.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 LIVINGSTON AVE, SAINT PAUL, MN 55107-2292

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	651 STONE RD, ROCHESTER, NY 14616-4530
Document Number	0000000980
Instrument Date	Mar 17, 2011
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 STONE RD ROCHESTER NY 146164530, ROCHESTER, NY 14616-4530

Mortgage

Document Number	0000000980
Date	Jul 5, 2019
Instrument	980

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50306-5137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jul 4, 2041

Interest

Rate Type	Fixed Rate

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	651 STONE RD, ROCHESTER, NY 14616-4530
Document Number	0000000890
Instrument Date	Mar 17, 2011
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 STONE RD ROCHESTER NY 146164530, ROCHESTER, NY 14616-4530

Mortgage

Document Number	0000000890
Date	Sep 19, 2019
Instrument	890

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50306-5137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Sep 18, 2041

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	651 STONE RD, ROCHESTER, NY 14616-4530
Document Number	0000000966
Instrument Date	Jun 30, 2006
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 STONE RD ROCHESTER NY 146164530, ROCHESTER, NY 14616-4530

Mortgage

Document Number	0000000966
Date	Jul 5, 2019
Instrument	966

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50306-5137

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Jul 4, 2041

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	651 STONE RD, ROCHESTER, NY 14616-4530
Document Number	0000000869
Instrument Date	Jun 30, 2006
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 STONE RD ROCHESTER NY 146164530, ROCHESTER, NY 14616-4530

Mortgage

Document Number	0000000869
Date	Sep 19, 2019
Instrument	869

Lender

Name	WACHOVIA MTG
Type	Mortgage Company
Address	BULLOCK, NC 27507-5066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 18, 2021

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,896.00 (+56.52%)
2025	$3,767.00 (+33.49%)	$76,500 (-) Land $15,300 Building $61,200	$125,400 (+40.97%) Land $25,080 Building $100,320
2023		$76,500 (+2.14%) Land $15,300 Building $61,200	$88,953 (+2.13%) Land $17,791 Building $71,162
2022		$74,900 Land $17,000 Building $57,900	$87,100 Land $19,769 Building $67,331
2021	$2,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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