648 Stone Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 648 Stone Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,712 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Sep 1997)
Tax Bill	$6,677 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262800 075.25-1-13`

Property Details

APN / Parcel Number

Primary APN	`262800 075.25-1-13`
Alternative APNs	`28000752500001013000` `09829014000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	704 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09829014000
Street Address	648 STONE RD
City	ROCHESTER
State	NY
Zip	14616-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L56 T2 S3 E J PARSONS 74-10 SL7
Legal Subdivision	E J PARSONS SUBDIVISION
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1000
Census Tract	13901

Owner

648 Stone Rd is owned and occupied by two individuals who bought it in September 1997.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	648 STONE RD, ROCHESTER, NY 14616-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 23, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1997 · Amount on File
Deed Sale	Sep 2, 1997 · Amount on File
Deed Book / Page	8912 / 177
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	648 STONE RD, ROCHESTER, NY 14616-4501
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000686
Date	Dec 23, 2021
Book Page	29662/628
Instrument	202112230686

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	648 STONE RD, ROCHESTER, NY 14616-4501
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000685
Date	Dec 23, 2021
Book Page	29662/619
Instrument	202112230685

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	648 STONE RD, ROCHESTER, NY 14616-4501
Document Number	0000000705
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 STONE RD ROCHESTER NY 146164501, ROCHESTER, NY 14616-4501

Mortgage

Document Number	0000000705
Date	Apr 2, 2018
Book Page	027547/000074
Instrument	705

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 648 Stone Rd was $6,677 with a homeowner's exemption, up 12.3% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,677.00 (+12.26%) Homeowner's exemption
2025	$5,948.00	$132,300 Land $15,300 Building $117,000	$216,900 Land $25,084 Building $191,816
2023		$132,300 (+14.05%) Land $15,300 Building $117,000	$153,837 (+14.04%) Land $17,791 Building $136,046
2022		$116,000 Land $17,000 Building $99,000	$134,900 Land $19,770 Building $115,130
2021	$4,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 648 Stone Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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