St. Johns County property record for 651 Servia Dr, Saint Johns, FL 32259
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,210 sqft · built 2019 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Sep 2026) |
| Tax Bill | $1,998 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009625-2820 |
| Primary APN | 009625-2820 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,481 sqft |
| 1st Floor Area | 633 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 271 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 651 SERVIA DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2240 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 84/16-22 DURBIN CROSSING TOWNHOMES PHASE III LOT 282 OR4674/1361 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING TOWNHOMES PHASE III |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 282 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20808 |
651 Servia Dr, a townhouse, is owned by two individuals who bought it in September 2026.
Source: St. Johns County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WESTFIELD LN, PALM COAST, FL 32164-4041 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE FUNDING |
| Dec 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 1, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on File |
| Deed Sale | Sep 16, 2026 · Amount on File |
| Prior Sale | Feb 1, 2019 · Amount on File |
| Deed Document Number | 202679370 |
| Deed Book / Page | 6438 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 16, 2026 |
| Property Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Document Number | 0000079370 |
| Book / Page | 6438 / 24 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202679370 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23 WESTFIELD LN, PALM COAST, FL 32164-4041 |
| Document Number | 0000079371, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202679371 |
| Name | FIRST MORTGAGE FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Document Number | 0054451040 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 5445/1040 |
| Instrument | 2021135517 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Document Number | 0052331033 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 5233/1033 |
| Instrument | 2021039680 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Mar 1, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Document Number | 0046741361 |
| Book / Page | 4674 / 1361 |
| Map Reference | MB 84 PG 16-22 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 2019007215 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,253.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD800, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 651 SERVIA DR, SAINT JOHNS, FL 32259-2240 |
| Document Number | 2019007216 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 2019007216 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 651 Servia Dr was $1,998, up 8.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,198 (-1.68%) Land $60,000 Building $154,198 | $214,198 (-1.68%) Land $60,000 Building $154,198 | |
| 2025 | $1,998.00 (+8.29%) Disabled Person's exemption Veteran's exemption | $217,852 | $217,852 Land $50,000 Building $167,852 |
| 2024 | $1,845.00 (+1.32%) | ||
| 2023 | $1,821.00 (+6.24%) Disabled Person's exemption Veteran's exemption | $220,974 (+3%) | $233,424 (+8.8%) Land $62,000 Building $171,424 |
| 2022 | $1,714.00 Disabled Person's exemption Veteran's exemption | $214,538 | $214,538 Land $56,000 Building $158,538 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 651 Servia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Servia Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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