643 Servia Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 643 Servia Dr, Saint Johns, FL 32259

Property Summary

Property TypeTownhouse
Details2 bd · 2.5 ba · 1,502 sqft · built 2019
Lot Size0.08 acres (3,484 sqft)
OwnerIndividual Name on File
Last Sale$224,900 (Nov 2020)
Tax Bill$5,380 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009625-2840

Property Details

APN / Parcel Number

Primary APN009625-2840

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,502 sqft Living Area
Gross Area1,770 sqft
1st Floor Area697 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,484 sqft (0.08 acres)
Garage TypeAttached
Garage Area268 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area34 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address643 SERVIA DR
CitySAINT JOHNS
StateFL
Zip32259-2240
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description84/16-22 DURBIN CROSSING TOWNHOMES PHASE III LOT 284 OR5108/1224
Legal Range27E
Legal Township05S
Legal Section01
Legal SubdivisionDURBIN CROSSING TOWNHOMES PHASE III
Legal Phase3
Legal Block1
Legal Lot Number284
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group3
Census Block3010
Census Tract20808

Owner

Source: St. Johns County records · APN 009625-2840

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7046 CRISPIN CV, SAINT JOHNS, FL 32259
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Feb 26, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleFeb 26, 2019 · Amount on Record
Deed Document Number2020107376
Deed Book / Page5108 / 1224
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 25, 2020
Property Address643 SERVIA DR, SAINT JOHNS, FL 32259-2240
Document Number0051081224
Book / Page5108 / 1224
Map ReferenceMB 84 PG 16-22
Instrument DateNov 23, 2020
Instrument2020107376
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyAMERICA S CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,574.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address376 SERVIA DR, 376, SAINT JOHNS, FL 32259-2233

Transferred To (Grantee/Buyer)

NameVerified Name
Address7046 CRISPIN COVE DR, JACKSONVILLE, FL 32258-8463

Mortgage

Document Number51081226
DateNov 25, 2020
Instrument5108/1226
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 26, 2019
Property Address643 SERVIA DR, SAINT JOHNS, FL 32259-2240
Document Number0046850433
Book / Page4685 / 0433
Map ReferenceMB 84 PG 16-22
Instrument DateFeb 22, 2019
Instrument2019012997
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,449.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address4220 RACE TRACK RD # 100, 100, SAINT JOHNS, FL 32259-2084

Mortgage

Document Number2019012998
DateFeb 26, 2019
Instrument2019012998
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$242,880 (-3.27%) Land $60,000 Building $182,880$242,880 (-3.27%) Land $60,000 Building $182,880
2025$5,380.00 (+6.7%)$251,088 (-6.1%)$251,088 (-6.1%) Land $50,000 Building $201,088
2024$5,042.00 (+2.58%)
2023$4,915.00 (+7.79%)$267,397 (+9.3%)$267,397 (+9.3%) Land $62,000 Building $205,397
2022$4,560.00$244,648$244,648 Land $56,000 Building $188,648

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 138 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies138 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 307 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemJEA MAJOR GRID
serves 826,664 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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