651 Saw Grass Rd, Hampstead, NC 28443 Property Records

Pender County property record for 651 Saw Grass Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 1986
Lot Size	0.455 acres (19,863 sqft)
Owner	Individual Name on Record
Last Sale	$356,000 (Aug 2020)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4203-21-5129-0000`

Property Details

APN / Parcel Number

Primary APN	`4203-21-5129-0000`
Alternative APNs	`000035364` `977448`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	19,863 sqft (0.455 acres)

Exterior Amenities

Porch	Porch
Porch Area	170 sqft
Deck Area	408 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000035364
Old Parcel Number	4203 21 5129 0000
Street Address	651 SAW GRASS RD
City	HAMPSTEAD
State	NC
Zip	28443-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LT 167, PB 13/69 SAW GRASS RD
Legal Subdivision	OLDE POINT
Legal Lot Number	167
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	3
Census Block	3004
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 12, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Oct 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Oct 11, 2017
Deed Document Number	0003404721
Deed Book / Page	340 / 4721
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	PA ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362

Mortgage

Document Number	0048842277
Date	Feb 17, 2026
Book Page	4884/2277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362

Mortgage

Document Number	0048231271
Date	Oct 16, 2023
Book Page	4823/1271

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362

Mortgage

Document Number	0047972350
Date	Sep 15, 2022
Book Page	4797/2350

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 12, 2020
Property Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Document Number	0047210340
Book / Page	4721 / 340
Map Reference	MB 13 PG 69
Instrument Date	Aug 6, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7388 GOLDEN STARS WAY, 7388, SACRAMENTO, CA 95829-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 SAWGRASS RD, HAMPSTEAD, NC 28443-2362

Mortgage

Document Number	0004721344
Date	Aug 12, 2020
Instrument	4721/344

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Oct 11, 2017
Property Address	651 SAW GRASS RD, HAMPSTEAD, NC 28443-2362
Document Number	0046521848
Book / Page	004652 / 001848
Instrument Date	Oct 10, 2017
Instrument	20029321
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	651 SAWGRASS RD HAMPSTEAD NC 284432362, HAMPSTEAD, NC 28443-2362

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00 (+14.56%)	$485,984 (+87.52%) Land $129,024 Building $356,960	$485,984 (+87.52%) Land $129,024 Building $356,960
2023		$259,163 (-) Land $84,320 Building $174,843	$259,163 (-) Land $84,320 Building $174,843
2022	$2,267.00	$259,163 Land $84,320 Building $174,843	$259,163 Land $84,320 Building $174,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	52 (1996–2020)
Claims Outside the SFHA	38 of 52
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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