Pender County property record for 644 Saw Grass Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,289 sqft · built 2005 |
| Lot Size | 0.628 acres (27,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (May 2023) |
| Tax Bill | $3,228 (2025) |
| Deeds & Mortgages | Aug 2026 Sale May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-20-4820-0000 |
| Primary APN | 4203-20-4820-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,289 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 27,356 sqft (0.628 acres) |
| Lot Dimensions | 205 ft deep x 131 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 307 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000051818 |
|---|---|
| Street Address | 644 SAW GRASS RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L69 PB 13/69,OLDE POINT,PHASE II |
| Legal Subdivision | OLDE POINT |
| Legal Phase | 2 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 920202 |
Source: Pender County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 330 OLDE POINT LOOP, HAMPSTEAD, NC 28443-8483 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 26, 2023 | Warranty Deed, Transfer |
| Mar 16, 2018 | Warranty Deed, Transfer · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Mar 16, 2018 · Amount on Record |
| Deed Document Number | 202320116157 |
| Deed Book / Page | 4813 / 2238 |
| Last Transfer Date | Aug 5, 2026 |
| Transfer Doc | 0020159563 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 5, 2026 |
| Property Address | 644 SAW GRASS RD, HAMPSTEAD, NC 28443-2361 |
| Document Number | 0020159563 |
| Book / Page | 4899 / 2827 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202620159563 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 26, 2023 |
| Property Address | 644 SAW GRASS RD, HAMPSTEAD, NC 28443-2361 |
| Document Number | 0048132238 |
| Book / Page | 4813 / 2238 |
| Map Reference | MB 13 PG 69 |
| Instrument Date | May 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4509 BURKHOLDER DR, GENEVA, OH 44041-9250 |
| Name | Verified Name |
|---|---|
| Address | 644 SAW GRASS RD, HAMPSTEAD, NC 28443-2361 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 16, 2018 |
| Property Address | 644 SAW GRASS RD, HAMPSTEAD, NC 28443-2361 |
| Document Number | 0046602911 |
| Book / Page | 4660 / 2911 |
| Map Reference | MB13 PG69 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1414 HALIFAX RD, 1414, ROXBORO, NC 27573-2440 |
| Name | Verified Name |
|---|---|
| Address | 644 SAWGRASS RD, HAMPSTEAD, NC 28443-2361 |
| Document Number | 0046602913 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 4660/2913 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,228.00 | $605,507 (+84.91%) Land $164,112 Building $441,395 | $605,507 (+84.91%) Land $164,112 Building $441,395 |
| 2024 | $3,228.00 | $327,456 (-) Land $92,716 Building $234,740 | $327,456 (-) Land $92,716 Building $234,740 |
| 2023 | $327,456 Land $92,716 Building $234,740 | $327,456 Land $92,716 Building $234,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 52 (1996–2020) |
| Claims Outside the SFHA | 38 of 52 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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