Florence County property record for 651 Red Tip Cir, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1997 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2021) |
| Tax Bill | $897 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01515-01-053 |
| Primary APN | 01515-01-053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,519 sqft |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Patio Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 651 RED TIP CIR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDEN HILLS PHIII LT53 |
| Legal Subdivision | GARDEN HILLS |
| Legal Lot Number | 53 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 1400 |
651 Red Tip Cir is owned and occupied by an individual who bought it in March 2021.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit HONDA FCU |
| Mar 19, 2021 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on File |
| Deed Sale | Mar 19, 2021 · Amount on File |
| Prior Sale | Aug 31, 2005 · Amount on File |
| Deed Book / Page | 910 / 413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 651 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0010501261 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 1050/1261 |
| Instrument | 2023-00006638 |
| Name | HONDA FCU |
|---|---|
| Type | Credit Union |
| Address | MARYSVILLE, OH 43040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Mar 19, 2021 |
| Property Address | 651 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Document Number | 0009100413 |
| Book / Page | 910 / 413 |
| Map Reference | MB 56 PG 195 |
| Instrument Date | Mar 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 RED TIP CIR, FLORENCE, SC 29505-3937 |
| Document Number | 0000910417 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 910/417 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 651 Red Tip Cir was $897.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $897.00 | $7,219 Land $800 Building $6,419 | $180,492 Land $20,000 Building $160,492 |
| 2023 | $704.00 (-78.26%) Additional exemption filed | $6,111,047 (+99,900.77%) Land $800,000 Building $5,311,047 | $15,277,618 (+9,900.01%) Land $2,000,000 Building $13,277,618 |
| 2022 | $3,238.00 Additional exemption filed | $6,111 Land $800 Building $5,311 | $152,776 Land $20,000 Building $132,776 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 651 Red Tip Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 18 (1992–2016) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Red Tip Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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