648 Red Tip Cir, Florence, SC 29505 Property Records

Florence County property record for 648 Red Tip Cir, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2023)
Tax Bill	$1,026 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01515-01-083`

Property Details

APN / Parcel Number

Primary APN	`01515-01-083`
Alternative APN	`15005805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	648 RED TIP CIR
City	FLORENCE
State	SC
Zip	29505-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARDEN HILLS PH II L 83
Legal Lot Number	83
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	5
Census Block	5022
Census Tract	1400

Owner

648 Red Tip Cir is owned and occupied by an individual who bought it in September 2023.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	648 RED TIP CIR, FLORENCE, SC 29505-3943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on File
Deed Sale	Sep 22, 2023 · Amount on File
Prior Sale	Nov 19, 2009 · Amount on File
Deed Document Number	202312272
Deed Book / Page	1068 / 1860
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Sep 22, 2023
Property Address	648 RED TIP CIR, FLORENCE, SC 29505-3943
Document Number	0010681860
Book / Page	1068 / 1860
Map Reference	MB 45 PG 195
Instrument Date	Sep 21, 2023
Instrument	2023-00012272
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 RED TIP CIR, FLORENCE, SC 29505-3943

Mortgage

Document Number	202300012273
Date	Sep 22, 2023
Instrument	2023-00012273

Lender

Name	SAFE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	11.6%

Tax Assessment & Valuation

The 2025 property tax bill for 648 Red Tip Cir was $1,026.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,026.00	$8,035 Land $800 Building $7,235	$200,891 Land $20,000 Building $180,891
2023	$590.00 (+3.51%)	$5,040,723 (+99,894.51%) Land $800,000 Building $4,240,723	$12,601,809 (+9,900.01%) Land $2,000,000 Building $10,601,809
2022	$570.00	$5,041 Land $800 Building $4,241	$126,018 Land $20,000 Building $106,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 648 Red Tip Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1992–2016)
Claims Outside the SFHA	7 of 18
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Red Tip Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20