651 Overlook Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 651 Overlook Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1934
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-0082-0090-00`

Property Details

APN / Parcel Number

Primary APN	`180-0082-0090-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	1,034 sqft
Attic	Attic
Attic Area	482 sqft
Basement Area	1,034 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	229 ft deep x 289 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	651 OVERLOOK AVE
City	CINCINNATI
State	OH
Zip	45238-4924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	651 OVERLOOK AVE 60 X 228.95 IRRLOT 78 THE ANTHONY OEHLER 2ND TRACT
Legal Subdivision	THE ANTHONY OEHLER 2ND
Legal Lot Number	78
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2011
Census Tract	9902

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 734, CINCINNATI, OH 45201-0734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 5, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 17, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Jan 19, 2022	Warranty Deed, Transfer PRODIGY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2004
Deed Sale	Sep 13, 2004
Deed Document Number	2004197230
Deed Book / Page	9725 / 509
Last Transfer Date	Sep 13, 2010
Transfer Doc	0000000678
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	651 OVERLOOK AVE, CINCINNATI, OH 45238-4924
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 OVERLOOK AVE, CINCINNATI, OH 45238-4924

Mortgage

Document Number	0000074972
Date	Sep 26, 2025
Book Page	15509/1778
Instrument	2025-0074972

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	651 OVERLOOK AVE, CINCINNATI, OH 45238-4924
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 OVERLOOK AVE, CINCINNATI, OH 45238-4924

Mortgage

Document Number	0000110410
Date	Dec 5, 2022
Book Page	14806/152
Instrument	2022-0110410

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 25, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	651 OVERLOOK AVE, CINCINNATI, OH 45238-4924
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017912
Date	Feb 17, 2022
Book Page	14607/784
Instrument	2022-0017912

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 19, 2022
Property Address	651 OVERLOOK AVE, CINCINNATI, OH 45238-4924
Document Number	0000006944
Book / Page	14586 / 1988
Instrument Date	Dec 29, 2021
Instrument	2022-0006944
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$66.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00 (+2.79%) Homeowner's exemption	$42,263 (-) Land $6,923 Building $35,340	$120,750 (-) Land $19,780 Building $100,970
2024	$2,005.00 (-4.48%) Homeowner's exemption	$42,263 (-) Land $6,923 Building $35,340
2023	$2,099.00 (+52.21%) Homeowner's exemption	$42,263 (+51.96%) Land $6,923 Building $35,340	$120,750 (+51.96%) Land $19,780 Building $100,970
2022	$1,379.00 Homeowner's exemption	$27,812 Land $6,878 Building $20,934
2020			$79,460 Land $19,650 Building $59,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Overlook Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures