640 Overlook Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 640 Overlook Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1952
Lot Size	0.146 acres (6,360 sqft)
Owner	Company Name on Record
Last Sale	$171,500 (Jun 2024)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`180-0A81-0193-00`

Property Details

APN / Parcel Number

Primary APN	`180-0A81-0193-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	825 sqft
Attic	Attic
Attic Area	1,221 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 53 ft wide

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	640 OVERLOOK AVE
City	CINCINNATI
State	OH
Zip	45238-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	OVERLOOK AVE 50 X 127.26 IRR LOT 8 MAR CAROL SUB
Legal Subdivision	MAR CAROL SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1004
Census Tract	9902

Owner

Source: Hamilton County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2875 W RAY RD, 6, CHANDLER, AZ 85224-3525
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	202443926
Deed Book / Page	15196 / 1055
Prior Transfer Date	Dec 17, 1996
Prior Transfer Doc	0000192455
Record Updated	Oct 29, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	640 OVERLOOK AVE, CINCINNATI, OH 45238-4920
Document Number	0000028397
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 OVERLOOK AVE CINCINNATI OH 452384920, CINCINNATI, OH 45238-4920

Mortgage

Document Number	0000028397
Date	Mar 31, 2017
Book Page	013386/000568
Instrument	28397

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+2.69%)	$40,233 (-) Land $5,390 Building $34,843	$114,950 (-) Land $15,400 Building $99,550
2024	$2,412.00 (-2.19%)	$40,233 (-) Land $5,390 Building $34,843
2023	$2,466.00 (+35.42%)	$40,233 (+51.37%) Land $5,390 Building $34,843	$114,950 (+51.37%) Land $15,400 Building $99,550
2022	$1,821.00 Homeowner's exemption	$26,579 Land $5,390 Building $21,189
2020			$75,940 Land $15,400 Building $60,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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