651 Lowry Ln, Seneca, SC 29678 Property Records

Oconee County property record for 651 Lowry Ln, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,728 sqft · built 1994
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,500 (Sep 2018)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`283-00-02-022`

Property Details

APN / Parcel Number

Primary APN	`283-00-02-022`
Alternative APN	`38039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,728 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	320 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38039
Old Parcel Number	283 00 02 022
Street Address	651 LOWRY LN
City	SENECA
State	SC
Zip	29678-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.76 AC)
Legal Block	2
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2018
Census Tract	30702

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 MARTIN CREEK RD, SENECA, SC 29678-5522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage ON Q FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	0023940251
Deed Book / Page	002394 / 000251
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	651 LOWRY LN, SENECA, SC 29678-5517
Document Number	0039160051
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 LOWRY LN SENECA SC 296785517, SENECA, SC 29678-5517

Mortgage

Document Number	0039160051
Date	Jan 13, 2020
Book Page	003916/000051

Lender

Name	SYNOVUS BK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 7, 2018
Property Address	651 LOWRY LN, SENECA, SC 29678-5517
Document Number	0023940251
Book / Page	002394 / 000251
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 BROOKSTONE WAY CENTRAL SC 296303605, CENTRAL, SC 29630-3605

Mortgage

Document Number	37590232
Date	Sep 7, 2018
Book Page	003759/000232

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,039.00	$6,324 (-65.82%) Land $4,386 Building $1,938	$158,100 (-65.82%) Land $109,650 Building $48,450
2023		$18,500 Land $4,386 Building $14,114	$462,505 Land $109,650 Building $352,855

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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