642 Lowry Ln, Seneca, SC 29678 Property Records

Oconee County property record for 642 Lowry Ln, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,332 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Feb 2015)
Tax Bill	$2,779 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`283-00-02-028`

Property Details

APN / Parcel Number

Primary APN	`283-00-02-028`
Alternative APN	`38045`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,332 sqft Living Area
1st Floor Area	2,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	11.4 ft deep x 25.8 ft wide
Garage Type	Attached
Garage Area	529 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38045
Street Address	642 LOWRY LN
City	SENECA
State	SC
Zip	29678-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8A (0.50 AC)
Legal Subdivision	AC ADD
Legal Block	2
Legal Lot Number	8A
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2018
Census Tract	30702

Owner

Source: Oconee County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1402 MARTIN CREEK RD, SENECA, SC 29678-5522
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2015 · Amount on Record
Deed Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	20158614
Deed Book / Page	2086 / 244
Prior Transfer Date	Jan 24, 2013
Prior Transfer Doc	0000008822
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	642 LOWRY LN, SENECA, SC 29678-5517
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 LOWRY LN, SENECA, SC 29678-5517

Mortgage

Document Number	0000011489
Date	Mar 7, 2023
Book Page	4427/297
Instrument	11489

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	642 LOWRY LN, SENECA, SC 29678-5517
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017767
Date	Apr 29, 2021
Book Page	4144/272
Instrument	17767

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,779.00	$26,497 (-) Land $9,030 Building $17,467	$662,426 (-) Land $225,750 Building $436,676
2023		$26,497 Land $9,030 Building $17,467	$662,426 Land $225,750 Building $436,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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