Berks County property record for 651 Lancaster Ave, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,490 sqft · built 1920 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Apr 2020) |
| Tax Bill | $990 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Apr 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-65-53-1734 |
| Primary APN | 5306-65-53-1734 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Block |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Neighborhood |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18443050 |
|---|---|
| Street Address | 651 LANCASTER AVE |
| City | READING |
| State | PA |
| Zip | 19611-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WARREN & GOUGLER |
| Legal Block | 53 |
| Legal Lot Number | 12 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2600 |
651 Lancaster Ave is owned and occupied by an individual who bought it in April 2020.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 651 LANCASTER AVE, READING, PA 19611-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU |
| Apr 29, 2020 | Deed, Transfer · FHA Mortgage FLORIDA CAPITAL BANK NA |
| May 16, 2017 | Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Feb 16, 2017 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on File |
| Deed Sale | Apr 29, 2020 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 202014264 |
| Prior Transfer Date | Jun 20, 2008 |
| Prior Transfer Doc | 0000033696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 651 LANCASTER AVE, WEST READING, PA 19611-1635 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010285 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024010285 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | POTTSTOWN, PA 19464 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 9, 2044 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 29, 2020 |
| Property Address | 651 LANCASTER AVE, READING, PA 19611-1635 |
| Document Number | 0000014264 |
| Map Reference | VOL 3 PG 28 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2020014264 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 LANCASTER AVE, READING, PA 19611-1635 |
| Document Number | 0000014265 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020014265 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | May 16, 2017 |
| Property Address | 651 LANCASTER AVE, READING, PA 19611-1635 |
| Document Number | 0000017311 |
| Instrument Date | May 10, 2017 |
| Instrument | 17311 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 HAWTHORNE RD READING PA 196091712, READING, PA 19609-1712 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 16, 2017 |
| Property Address | 651 LANCASTER AVE, READING, PA 19611-1635 |
| Document Number | 0000006051 |
| Instrument Date | May 9, 2016 |
| Instrument | 6051 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 651 Lancaster Ave was $990.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $990.00 | $35,100 Land $17,300 Building $17,800 | $17,300 Land $17,300 |
| 2024 | $929.00 | $35,100 Land $17,300 Building $17,800 | |
| 1994 | $35,100 Land $17,300 Building $17,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 651 Lancaster Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1986 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 651 Lancaster Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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