645 Lancaster Ave, Reading, PA 19611 Property Records

Berks County property record for 645 Lancaster Ave, Reading, PA 19611 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1920
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Apr 2023)
Tax Bill	$1,733 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5306-57-53-1769`

Property Details

APN / Parcel Number

Primary APN	`5306-57-53-1769`
Alternative APNs	`18-5306-57-53-1769` `442975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 LANCASTER AVE
City	READING
State	PA
Zip	19611-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WARREN & GOUGLER
Legal Block	53
Legal Lot Number	9
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1019
Census Tract	2600

Owner

Source: Berks County records · APN 5306-57-53-1769

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 LANCASTER AVE, READING, PA 19611-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2023	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 01, 2020	Deed of Trust, Mortgage · Conventional with PMI SAMUEL F & LINDA J BRANCADORA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Document Number	202310251
Prior Transfer Date	May 18, 2009
Prior Transfer Doc	0000027490
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	645 LANCASTER AVE, WEST READING, PA 19611-1635
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 LANCASTER AVE, READING, PA 19611-1635

Mortgage

Document Number	0000003937
Date	Feb 12, 2024
Instrument	2024003937

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2054

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	645 LANCASTER AVE, WEST READING, PA 19611-1635
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 LANCASTER AVE, READING, PA 19611-1635

Mortgage

Document Number	0000037904
Date	Dec 11, 2024
Instrument	2024037904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD # 100, COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 01, 2064

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Apr 11, 2023
Property Address	645 LANCASTER AVE, WEST READING, PA 19611-1635
Document Number	0000010251
Map Reference	VOL 3 PG 28
Instrument Date	Mar 31, 2023
Instrument	2023010251
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 LANCASTER AVE, READING, PA 19611-1635

Mortgage

Document Number	0000010252
Date	Apr 11, 2023
Instrument	2023010252

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	645 LANCASTER AVE, READING, PA 19611-1635
Document Number	0000022053
Instrument Date	Jun 01, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	CONESTOGA TITLE BERKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 LANCASTER AVE READING PA 196111635, READING, PA 19611-1635

Mortgage

Document Number	0000022053
Date	Jul 06, 2020
Instrument	22053

Lender

Name	SAMUEL F & LINDA J BRANCADORA
Address	1018 VICTORY CIR, READING, PA 19605-9664

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2035

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,733.00 (+6.65%)	$61,400 (-) Land $17,300 Building $44,100	$17,300 (-71.82%) Land $17,300
2024	$1,625.00	$61,400 Land $17,300 Building $44,100
1994			$61,400 Land $17,300 Building $44,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1986, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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