651 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 651 Lakes Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,466 sqft · built 1950
Lot Size	0.9 acres (39,204 sqft)
Owner	Company Name on File
Last Sale	$975,000 (Oct 2023)
Tax Bill	$3,398 (2024)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`332289 8-1-40`

Property Details

APN / Parcel Number

Primary APN	`332289 8-1-40`
Alternative APNs	`228900800000010400000000` `8-1-40`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,466 sqft Living Area
Gross Area	2,826 sqft
1st Floor Area	1,596 sqft
2nd Floor Area	520 sqft
Upper Floors Area	350 sqft
Attic	Attic
Attic Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	150 ft deep x 293 ft wide
View / Lot	Suburban
Garage Type	Basement
Porch	Enclosed Porch
Porch Area	540 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	8-1-40
Street Address	651 LAKES RD
City	MONROE
State	NY
Zip	10950-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2*
Legal Subdivision	SUBDIVISION LANDS OF FEDERBUSH
Legal Block	1
Legal Lot Number	40.00
Jurisdiction	ORANGE NY
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4001
Census Tract	14302

Owner

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1166 44TH ST, BROOKLYN, NY 11219-1850
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Sep 3, 1999 · Amount on Record
Deed Document Number	202320230064339
Deed Book / Page	15486 / 1728
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 30, 2023
Property Address	651 LAKES RD, MONROE, NY 10950-5118
Document Number	0000064339
Book / Page	15486 / 1728
Instrument Date	Jun 1, 2023
Instrument	20230064339
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1166 44TH ST, BROOKLYN, NY 11219-1850

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Chester Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,600 (-) Land $48,600	$133,000 (+8.13%)
2024	$3,398.00	$48,600 (-) Land $48,600	$123,000 (+3.8%)
2023		$48,600 (-) Land $48,600	$118,500 (+17.44%) Land $118,500
2022		$48,600 Land $48,600	$100,900 Land $100,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	33 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2015)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Communications Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20