Orange County and Monroe Town property record for 616 Lakes Rd, Monroe, NY 10950
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,134 sqft · built 1925 |
| Lot Size | 0.324 acres (14,125 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,333 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 334089 9-3-76.1 |
| Primary APN | 334089 9-3-76.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 1,404 sqft |
| 1st Floor Area | 432 sqft |
| 2nd Floor Area | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,125 sqft (0.324 acres) |
| Lot Dimensions | 64 ft deep x 121 ft wide |
| View / Lot | Suburban |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 616 LAKES RD |
|---|---|
| City | MONROE |
| State | NY |
| Zip | 10950-5146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-15 |
| Legal Description | LT 3 WALTON LK PK MAP 825 & PARCEL |
| Legal Block | 3 |
| Legal Lot Number | 76.10 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 14201 |
616 Lakes Rd is owned and occupied by two individuals.
Source: Orange County and Monroe Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2244 PINE MILL TRL NE, LELAND, NC 28451-6023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage HOMETOWN EQUITY MORTGAGE |
| Jun 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ORANGE CNTY DEPT SOCIAL SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jul 21, 2026 |
| Property Address | 616 LAKES RD, MONROE, NY 10950-5146 |
| Document Number | 0000052584 |
| Book / Page | 15922 / 1957 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202652584 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000052584, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 15922/1957 |
| Instrument | 202652584 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 616 LAKES RD, MONROE, NY 10950-5146 |
| Document Number | 0000063563 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 616 LAKES RD MONROE NY 109505146, MONROE, NY 10950-5146 |
| Document Number | 0000063563 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 014454/000647 |
| Instrument | 63563 |
| Name | ORANGE CNTY DEPT SOCIAL SVCS |
|---|---|
| Address | GOSHEN, NY 10924 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Orange County and Monroe Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Monroe Town |
| Unified School District | Monroe-Woodbury Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,900 Land $6,900 Building $21,000 | $258,100 | |
| 2024 | $6,333.00 | ||
| 2023 | $27,900 (-) Land $6,900 Building $21,000 | $227,600 (+22.96%) Land $56,288 Building $171,312 | |
| 2022 | $27,900 Land $6,900 Building $21,000 | $185,100 Land $45,777 Building $139,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Lakes Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 10 (1978–2025) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Lakes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTON LAKE ESTATES W.D. serves 768 people · EPA ID NY3503525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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