651 E J St, Ontario, CA 91764 Property Records

San Bernardino County property record for 651 E J St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 1922
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Oct 2021)
Tax Bill	$7,051 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-093-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-093-21-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft
Family Room	Family Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 E J ST
City	ONTARIO
State	CA
Zip	91764-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF ONTARIO PTN LOT 4 BLK 821 DESC AS COM ON N LI J ST 140 FT W OF SE COR SD BLK 821 TH W ALG N LI J ST 50 FT TH N PARALLEL WITH E LI SD BLK 298 FT TH E 50 FT TH S 298 FT TO POB EX N 159.13 FT
Legal Subdivision	CITY OF ONTARIO
Legal Block	821
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	1200

Owner

Source: San Bernardino County records · APN 1048-093-21-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	651 E J ST, ONTARIO, CA 91764-2819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2021 · Amount on Record
Deed Sale	Oct 26, 2021 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	2021484780
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0000211033
Record Updated	Sep 20, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 26, 2021
Property Address	651 E J ST, ONTARIO, CA 91764-2819
Document Number	0000484780
Map Reference	MB 11 PG 6
Instrument Date	Oct 01, 2021
Instrument	2021-0484780
Transaction Type	Transfer
Record Updated	Nov 05, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	651 E J ST, ONTARIO, CA 91764-2819

Mortgage

Document Number	0000484781
Date	Oct 26, 2021
Instrument	2021-0484781

Lender

Name	TOTAL QUALITY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$654,871 (+2%) Land $229,205 Building $425,666
2025	$7,051.00 (+5.29%) Homeowner's exemption	$642,031 (+4.04%) Land $224,711 Building $417,320
2023	$6,697.00 (+1.33%) Homeowner's exemption	$617,100 Land $215,985 Building $401,115
2022	$6,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710012002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 910 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3610034, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.