644 E J St, Ontario, CA 91764 Property Records

San Bernardino County property record for 644 E J St, Ontario, CA 91764 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,237 sqft · built 1915
Lot Size	0.25 acres (10,877 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Apr 2014)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1048-081-23-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-081-23-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,237 sqft Living Area
1st Floor Area	2,237 sqft
Family Room	Family Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1928
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,877 sqft (0.25 acres)
Lot Dimensions	149 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	388 sqft
Patio Area	388 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	644 E J ST
City	ONTARIO
State	CA
Zip	91764-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2305 W 1/2 LOT 5 AND ALL LOT 6
Legal Subdivision	TRACT NO 2305
Legal Tract	2305
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2003
Census Tract	1200

Owner

Source: San Bernardino County records · APN 1048-081-23-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	644 E J ST, ONTARIO, CA 91764-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED MORTGAGE CAPITAL INC
Mar 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Jan 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2014 · Amount on Record
Deed Sale	Apr 18, 2014 · Amount on Record
Prior Sale	Jun 10, 2011 · Amount on Record
Deed Document Number	2014138988
Last Transfer Date	Apr 14, 2016
Transfer Doc	0000174163
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	644 E J ST, ONTARIO, CA 91764-2820
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E J ST, ONTARIO, CA 91764-2820

Mortgage

Document Number	0000053742
Date	Feb 26, 2026
Instrument	2026-0053742

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	92621

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	644 E J ST, ONTARIO, CA 91764-2820
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E J ST, ONTARIO, CA 91764-2820

Mortgage

Document Number	0000071157
Date	Mar 29, 2024
Instrument	2024-0071157

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2044

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	644 E J ST, ONTARIO, CA 91764-2820
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E J ST, ONTARIO, CA 91764-2820

Mortgage

Document Number	0000028158
Date	Jan 29, 2019
Instrument	2019-0028158

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	644 E J ST, ONTARIO, CA 91764-2820
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E J ST, ONTARIO, CA 91764-2820

Mortgage

Document Number	0000442817
Date	Nov 09, 2020
Instrument	2020-0442817

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$542,771 (+2%) Land $166,301 Building $376,470
2025	$5,772.00 (+20.5%) Homeowner's exemption	$532,128 (+18.85%) Land $163,040 Building $369,088
2023	$4,790.00 (+1.38%) Homeowner's exemption	$447,741 Land $156,709 Building $291,032
2022	$4,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 910 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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