651 E 14th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 651 E 14th Ave, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1921
Lot Size	0.187 acres (8,150 sqft)
Owner	Company Name on Record
Last Sale	$285,000 (Oct 2024)
Tax Bill	$913 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040B-03-069`

Property Details

APN / Parcel Number

Primary APN	`040B-03-069`
Alternative APNs	`G9985117` `264107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,812 sqft Living Area
Basement Area	1,147 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,150 sqft (0.187 acres)
Lot Dimensions	165 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	250 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	G9985117
Street Address	651 E 14TH AVE
City	BOWLING GREEN
State	KY
Zip	42101-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:69
Legal Lot Number	69
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1000
Census Tract	10500

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	137 F H ROUNDTREE RD, SMITHS GROVE, KY 42171-9344
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Deed, Transfer · Commercial Mortgage SOUTH CENTRAL BANK
Jun 21, 2017	Deed, Transfer · ARM SERVICE ONE CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2024 · Amount on Record
Deed Sale	Oct 22, 2024 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	2074891
Deed Book / Page	D1310 / 712
Record Updated	Jun 8, 2026

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Oct 22, 2024
Property Address	651 E 14TH AVE, BOWLING GREEN, KY 42101-2902
Document Number	0D1310/712
Book / Page	D1310 / 712
Instrument Date	Oct 16, 2024
Instrument	2074891
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UPLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 NEW TOWNE DR APT 429, 429, BOWLING GREEN, KY 42103-8901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 F H ROUNDTREE RD, SMITHS GROVE, KY 42171-9344

Mortgage

Document Number	0002074892
Date	Oct 22, 2024
Instrument	2074892

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 16, 2044

Interest

Rate Type	Adjustable Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 21, 2017
Property Address	651 E 14TH AVE, BOWLING GREEN, KY 42101-2902
Document Number	0D1141/863
Book / Page	D1141 / 863
Instrument Date	Jun 15, 2017
Instrument	940831
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	183 ANDOVER DR, GLENDALE, KY 42740-8727

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	651 E 14TH AVE, BOWLING GREEN, KY 42101-2902

Mortgage

Document Number	0000940832
Date	Jun 21, 2017
Instrument	940832

Lender

Name	SERVICE ONE CU INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 (+29.69%)	$285,000 (+35.71%)	$285,000 (+35.71%)
2023	$704.00	$210,000	$210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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