643 E 14th Ave, Bowling Green, KY 42101 Property Records

Warren County property record for 643 E 14th Ave, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,664 sqft · built 1905
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Jan 2019)
Tax Bill	$532 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040B-03-065`

Property Details

APN / Parcel Number

Primary APN	`040B-03-065`
Alternative APNs	`M9991362` `280410`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,664 sqft Living Area
Basement Area	1,464 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	170 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	360 sqft
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	M9991362
Street Address	643 E 14TH AVE
City	BOWLING GREEN
State	KY
Zip	42101-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:65
Legal Lot Number	65
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1000
Census Tract	10500

Owner

Source: Warren County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3425 MONTGOMERY WAY, BOWLING GREEN, KY 42104-0835
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2019	Deed, Transfer · Commercial Mortgage FRANKLIN BANK & TRUST CO
Jan 17, 2019	Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	987639
Deed Book / Page	D1177 / 855
Record Updated	Jun 8, 2026

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 17, 2019
Property Address	643 E 14TH AVE, BOWLING GREEN, KY 42101-2902
Document Number	0D1177/855
Book / Page	D1177 / 855
Instrument Date	Jan 17, 2019
Instrument	987639
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	996 WILKINSON TRCE # TRCEC4, TRCEC4, BOWLING GREEN, KY 42103-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3425 MONTGOMERY WAY, BOWLING GREEN, KY 42104-0835
Investor	Possibly a Property Investor

Mortgage

Document Number	0000987640
Date	Jan 17, 2019
Instrument	987640

Lender

Name	FRANKLIN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 17, 2019
Property Address	643 E 14TH AVE, BOWLING GREEN, KY 42101-2902
Document Number	0D1177/859
Book / Page	D1177 / 859
Map Reference	MB 2 PG 195
Instrument Date	Jan 11, 2019
Instrument	987642
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$140.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3425 MONTGOMERY WAY, BOWLING GREEN, KY 42104-0835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	996 WILKINSON TRCE STE C4, C4, BOWLING GREEN, KY 42103-3410
Investor	Possibly a Property Investor

Mortgage

Document Number	0000987643
Date	Jan 17, 2019
Instrument	987643

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 17, 2026

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Bowling Green Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$532.00 (+13.43%)	$166,100 (+18.64%)	$166,100 (+18.64%)
2023	$469.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWLING GREEN MUNICIPAL UTILITIES serves 53,601 people · EPA ID KY1140038
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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