Union County and Union Township property record for 651 Dwight Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 2,568 sqft · built 1962 |
| Lot Size | 0.164 acres (7,161 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Sep 2026) |
| Tax Bill | $15,976 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01204-0000-00010 |
| Primary APN | 19-01204-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,568 sqft Living Area |
| 1st Floor Area | 2,568 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 7,161 sqft (0.164 acres) |
| Lot Dimensions | 102 ft deep x 70 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 651 DWIGHT TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-9107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PUTNAM ANX |
| Legal Block | 1204 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 33400 |
Source: Union County and Union Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 18, 2023 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage PROVIDENT BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 202657845 |
| Deed Book / Page | 6632 / 2194 |
| Prior Transfer Date | May 31, 2007 |
| Prior Transfer Doc | 0056550019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 15, 2026 |
| Property Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Document Number | 0000057845 |
| Book / Page | 6632 / 2194 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202657845 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Document Number | 0000097238, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 202697238 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 18, 2023 |
| Property Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Document Number | 0065182326 |
| Book / Page | 6518 / 2326 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 31357 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | DEKEL ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Name | Verified Name |
|---|---|
| Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Document Number | 0000055214 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 55214 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0146542712 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 14654/2712 |
| Instrument | 687134 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Subprime Lender |
| Address | UNION, NJ 07083 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 651 DWIGHT TER, UNION, NJ 07083-9107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MAJESTIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0147890235 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 14789/235 |
| Instrument | 700984 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,500 (-) Land $22,000 Building $46,500 | $68,500 (-) Land $22,000 Building $46,500 | |
| 2025 | $15,976.00 (+4.35%) | $68,500 (-) Land $22,000 Building $46,500 | $68,500 (-) Land $22,000 Building $46,500 |
| 2024 | $15,310.00 (+6.86%) | ||
| 2023 | $68,500 (-) Land $22,000 Building $46,500 | $68,500 (-) Land $22,000 Building $46,500 | |
| 2022 | $14,327.00 | $68,500 Land $22,000 Building $46,500 | $68,500 Land $22,000 Building $46,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1983–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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