634 Dwight Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 634 Dwight Ter, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,989 sqft · built 1960
Lot Size0.133 acres (5,798 sqft)
OwnerIndividual Name on Record
Last Sale$670,000 (Mar 2022)
Tax Bill$15,626 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-01204-0000-00020

Property Details

APN / Parcel Number

Primary APN19-01204-0000-00020
Alternative APN
  • 190120400020

Interior

Stories1 Story
Building Area1,989 sqft Living Area
1st Floor Area1,989 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,798 sqft (0.133 acres)
Lot Dimensions100 ft deep x 69 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address634 DWIGHT TER
CityUNION
StateNJ
Zip07083-9107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPUTNAM ANX
Legal Block1204
Legal Lot Number20
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2008
Census Tract33400

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address634 DWIGHT TER, UNION, NJ 07083-9107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Feb 7, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Prior SaleMar 24, 1987 · Amount on Record
Deed Document Number202216400
Deed Book / Page6457 / 2407
Prior Transfer DateJan 18, 2019
Prior Transfer Doc0063082125
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateMar 29, 2022
Property Address634 DWIGHT TER, UNION, NJ 07083-9107
Document Number0064572407
Book / Page6457 / 2407
Instrument DateFeb 25, 2022
Instrument16400
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,927.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2418 MORGAN POINT BLVD, 2418, KISSIMMEE, FL 34743-3401

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 DWIGHT TER, UNION, NJ 07083-9107

Mortgage

Document Number0000034714
DateMar 29, 2022
Instrument34714
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address634 DWIGHT TER, UNION, NJ 07083-9107
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0149160167
DateMar 22, 2021
Book Page14916/167
Instrument7519
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateFeb 7, 2019
Property Address634 DWIGHT TER, UNION, NJ 07083-9107
Document Number0063082125
Book / Page6308 / 2125
Map ReferenceMAP 496-C
Instrument DateJan 18, 2019
Instrument309752
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address634 DWIGHT TER, 634, UNION, NJ 07083-9107

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 DWIGHT TER, UNION, NJ 07083-9107

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,000 (-) Land $22,300 Building $44,700$67,000 (-) Land $22,300 Building $44,700
2025$15,626.00 (+4.35%)$67,000 (-) Land $22,300 Building $44,700$67,000 (-) Land $22,300 Building $44,700
2024$14,975.00 (+6.87%)
2023$67,000 Land $22,300 Building $44,700$67,000 Land $22,300 Building $44,700
2022$14,013.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1983–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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