651 Cranbrook Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 651 Cranbrook Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,160 sqft · built 1951
Lot Size	0.207 acres (9,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (Dec 2012)
Tax Bill	$6,865 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23M-52-0918`

Property Details

APN / Parcel Number

Primary APN	`23M-52-0918`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
Gross Area	3,188 sqft
1st Floor Area	1,144 sqft
Basement Area	776 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,030 sqft (0.207 acres)
Lot Dimensions	122 ft deep x 74 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	206 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	651 CRANBROOK DR
City	SAINT LOUIS
State	MO
Zip	63122-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	CRANBROOK PLAT 1 LOT 5
Legal Subdivision	CRANBROOK PLAT 1
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2006
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 CRANBROOK DR, SAINT LOUIS, MO 63122-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Sep 17, 2018	Deed of Trust, Mortgage ASSOCIATED BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2012 · Amount on Record
Deed Sale	Dec 4, 2012 · Amount on Record
Deed Document Number	2012689
Deed Book / Page	20267 / 2061
Prior Transfer Date	Oct 2, 2009
Prior Transfer Doc	0186260692
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	651 CRANBROOK DR, SAINT LOUIS, MO 63122-3031
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CRANBROOK DR, KIRKWOOD, MO 63122-3031

Mortgage

Document Number	2023101000479
Date	Oct 10, 2023
Instrument	2023101000479

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	651 CRANBROOK DR, SAINT LOUIS, MO 63122-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CRANBROOK DR, SAINT LOUIS, MO 63122-3031

Mortgage

Document Number	0240840782
Date	Jun 9, 2020
Book Page	24084/782
Instrument	2020060900092

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	651 CRANBROOK DR, SAINT LOUIS, MO 63122-3031
Document Number	0232061592
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 CRANBROOK DR KIRKWOOD MO 631223031, KIRKWOOD, MO 63122-3031

Mortgage

Document Number	0232061592
Date	Sep 21, 2018
Book Page	023206/001592
Instrument	312

Lender

Name	ASSOCIATED BK NA
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,600 (-9.25%) Land $49,950 Building $71,650	$640,000 (-9.25%) Land $262,900 Building $377,100
2025	$6,865.00 (+18.06%)	$133,990 (+44.57%) Land $49,950 Building $84,040	$705,200 (+44.57%) Land $262,900 Building $442,300
2024	$5,815.00 (+1.59%)
2023	$5,724.00 (+4.03%)	$92,680 (+10.93%) Land $41,610 Building $51,070	$487,800 (+10.94%) Land $219,000 Building $268,800
2022	$5,502.00	$83,550 Land $38,800 Building $44,750
2021			$439,700 Land $204,200 Building $235,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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