646 Cranbrook Dr, Saint Louis, MO 63122 Property Records

St. Louis County property record for 646 Cranbrook Dr, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,425 sqft · built 1950
Lot Size	0.287 acres (12,484 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2016)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23M-63-0044`

Property Details

APN / Parcel Number

Primary APN	`23M-63-0044`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	1,667 sqft
1st Floor Area	1,125 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	12,484 sqft (0.287 acres)
Lot Dimensions	57 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Deck Area	342 sqft
Patio Area	342 sqft
Utility Building	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	646 CRANBROOK DR
City	SAINT LOUIS
State	MO
Zip	63122-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	CRANBROOK PLAT 1 LOT 28
Legal Subdivision	CRANBROOK PLAT 1
Legal Lot Number	28
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	2
Census Block	2007
Census Tract	218500

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 CRANBROOK DR, SAINT LOUIS, MO 63122-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTUNEBANK
Dec 22, 2020	Deed of Trust, Mortgage FORTUNE BK
Jun 24, 2019	Deed of Trust, Mortgage FORTUNE BK
Apr 4, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FORTUNE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	2016528
Deed Book / Page	22072 / 2240
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	646 CRANBROOK DR, SAINT LOUIS, MO 63122-3032
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CRANBROOK DR, SAINT LOUIS, MO 63122-3032

Mortgage

Document Number	0245822570
Date	Jan 12, 2021
Book Page	24582/2570
Instrument	2021011201162

Lender

Name	FORTUNEBANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	646 CRANBROOK DR, SAINT LOUIS, MO 63122-3032
Document Number	0025822570
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CRANBROOK DR ST LOUIS MO 631223032, ST LOUIS, MO 63122-3032

Mortgage

Document Number	0025822570
Date	Jan 12, 2021
Book Page	002582/002570
Instrument	1162

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	646 CRANBROOK DR, SAINT LOUIS, MO 63122-3032
Document Number	0235922405
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	TITLE PARTNERS AGENCY, TITLE PTRS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235922405
Date	Jul 2, 2019
Book Page	023592/002405
Instrument	334

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 4, 2019
Property Address	646 CRANBROOK DR, SAINT LOUIS, MO 63122-3032
Document Number	0234682708
Book / Page	023468 / 002708
Instrument Date	Mar 25, 2019
Instrument	444
Transaction Type	Construction Loan
Record Updated	May 9, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CRANBROOK DR ST LOUIS MO 631223032, ST LOUIS, MO 63122-3032

Mortgage

Document Number	234682708
Date	Apr 4, 2019
Book Page	023468/002708
Instrument	444

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 3, 2020

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,800 (-) Land $57,290 Building $2,510	$314,700 (-) Land $301,500 Building $13,200
2025	$3,382.00 (-3.4%)	$59,800 (+7.38%) Land $57,290 Building $2,510	$314,700 (+7.37%) Land $301,500 Building $13,200
2024	$3,501.00 (+1.6%)
2023	$3,446.00 (-3.66%)	$55,690 (+10.85%) Land $47,730 Building $7,960	$293,100 (+10.85%) Land $251,200 Building $41,900
2022	$3,577.00	$50,240 Land $42,730 Building $7,510
2021			$264,400 Land $224,900 Building $39,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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