651 Covington Rd, Los Altos, CA 94024 Property Records

Santa Clara County property record for 651 Covington Rd, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,374 sqft · built 1951
Lot Size	0.345 acres (15,008 sqft)
Owner	Company Name on Record
Last Sale	$1,600,000 (Jun 2012)
Tax Bill	$26,828 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`189-43-004`

Property Details

APN / Parcel Number

Primary APN	`189-43-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	1,569 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	15,008 sqft (0.345 acres)
Lot Dimensions	134 ft deep x 112 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	651 COVINGTON RD
City	LOS ALTOS
State	CA
Zip	94024-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Description	TRACT 372 LOS A BOOK 13 PAGE 31 LOT 59
Legal Subdivision	LOS ALTOS RANCHO
Legal Tract	372
Legal Lot Number	59
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3003
Census Tract	510200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	651 COVINGTON RD, LOS ALTOS, CA 94024-4809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2018	Deed of Trust, Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2012 · Amount on Record
Deed Sale	Jun 13, 2012 · Amount on Record
Deed Document Number	201221706480
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	651 COVINGTON RD, LOS ALTOS, CA 94024-4809
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COVINGTON RD, LOS ALTOS, CA 94024-4809

Mortgage

Document Number	0025047746
Date	Jul 29, 2021
Instrument	25047746

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	57194

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	Other
Max Rate	7.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	651 COVINGTON RD, LOS ALTOS, CA 94024-4809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023873502
Date	Feb 22, 2018
Instrument	23873502

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 9, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,171,106 (+2%) Land $1,665,527 Building $505,579
2025	$26,828.00 (+7.69%) Homeowner's exemption	$2,128,536 (+4.04%) Land $1,632,870 Building $495,666
2023	$24,912.00 (+1.44%) Homeowner's exemption	$2,045,884 Land $1,569,464 Building $476,420
2022	$24,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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