630 Covington Rd, Los Altos, CA 94024 Property Records

Santa Clara County property record for 630 Covington Rd, Los Altos, CA 94024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,503 sqft · built 1948
Lot Size	0.338 acres (14,725 sqft)
Owner	Company Name on Record
Last Sale	$3,400,000 (Sep 2018)
Tax Bill	$45,982 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`189-45-015`

Property Details

APN / Parcel Number

Primary APN	`189-45-015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,503 sqft Living Area
Gross Area	2,143 sqft
1st Floor Area	2,143 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	14,725 sqft (0.338 acres)
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	630 COVINGTON RD
City	LOS ALTOS
State	CA
Zip	94024-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R110
Legal Subdivision	DOUD JONES TR
Legal Lot Number	94,95
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	510200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 6, 2017	Deed of Trust, Mortgage BAYMARK FINANCIAL INC
Feb 14, 2018	Deed of Trust, Mortgage BAYMARK FINANCIAL INC
Aug 27, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Sep 12, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Dec 14, 1994 · Amount on Record
Deed Document Number	201824022308
Prior Transfer Date	Nov 2, 1993
Prior Transfer Doc	0012206268
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808

Mortgage

Document Number	0024869349
Date	Mar 11, 2021
Instrument	24869349

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023745585
Date	Sep 6, 2017
Instrument	23745585

Lender

Name	BAYMARK FINANCIAL INC

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023867724
Date	Feb 14, 2018
Instrument	23867724

Lender

Name	BAYMARK FINANCIAL INC
Type	Non-Lending Institution
Address	SAN MATEO, CA 94402

Agreement

Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024264440
Date	Aug 27, 2019
Instrument	24264440

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 12, 2018
Property Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808
Document Number	0024022308
Map Reference	MB13 PG29-31
Instrument Date	Sep 7, 2018
Instrument	24022308
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	630 COVINGTON RD, LOS ALTOS, CA 94024-4808

Mortgage

Document Number	0024022309
Date	Sep 12, 2018
Instrument	24022309

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,868,615 (+2%) Land $3,669,498 Building $199,117
2025	$45,982.00 (+5.51%) Homeowner's exemption	$3,792,761 (+4.04%) Land $3,597,548 Building $195,213
2023	$43,581.00 (+0.39%) Homeowner's exemption	$3,645,485 Land $3,457,851 Building $187,634
2022	$43,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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