651 Clara Ln, Pleasanton, CA 94566 Property Records

Alameda County property record for 651 Clara Ln, Pleasanton, CA 94566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,146 sqft · built 2005
Lot Size	0.818 acres (35,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,334,500 (Sep 2005)
Tax Bill	$21,337 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan May 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`946-4600-8`

Property Details

APN / Parcel Number

Primary APN	`946-4600-8`
Alternative APN	`946-4600-008-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,146 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	35,613 sqft (0.818 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	651 CLARA LN
City	PLEASANTON
State	CA
Zip	94566-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: TR: 7160
Legal Subdivision	TRACT MAP 7160
Legal Tract	7160
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	5
Census Block	5000
Census Tract	450701

Owner

Source: Alameda County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
May 8, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit HSBC BK USA NA
Mar 11, 2020	Loan Modification, Mortgage EAST WEST BK
Feb 7, 2018	Intrafamily Transfer, Transfer · ARM HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2005 · Amount on Record
Deed Sale	Sep 21, 2005 · Amount on Record
Deed Document Number	2005405519
Last Transfer Date	Jan 31, 2018
Transfer Doc	0000029701
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Aug 28, 2026
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Document Number	0000110809
Instrument Date	Aug 27, 2026
Instrument	2026110809
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CLARA LN, PLEASANTON, CA 94566-2218

Mortgage

Document Number	0000110809,
Date	Aug 28, 2026
Instrument	2026110809

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 28, 2027

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CLARA LN, PLEASANTON, CA 94566-2218

Mortgage

Document Number	0000051964
Date	May 8, 2023
Instrument	2023051964

Lender

Name	COMERICA BANK
Type	Bank
Address	LIVONIA, MI 48152

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001164
Date	Jan 3, 2019
Instrument	2019001164

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CLARA LN, PLEASANTON, CA 94566-2218

Mortgage

Document Number	0000388689
Date	Dec 6, 2021
Instrument	2021388689

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Document Number	0000107239
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	651 CLARA LN PLEASANTON CA 945662218, PLEASANTON, CA 94566-2218

Mortgage

Document Number	0000107239
Date	May 8, 2020
Instrument	107239

Lender

Name	HSBC BK USA NA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALAMEDA CA
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Document Number	0000066376
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	651 CLARA LN PLEASANTON CA 945662218, PLEASANTON, CA 94566-2218

Mortgage

Document Number	0000066376
Date	Mar 20, 2020
Instrument	66376

Lender

Name	EAST WEST BK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Amount	Amount Recorded

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 7, 2018
Property Address	651 CLARA LN, PLEASANTON, CA 94566-2218
Document Number	0000029701
Map Reference	MB 277 PG 66-72
Instrument Date	Jan 31, 2018
Instrument	2018029701
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	651 CLARA LN, PLEASANTON, CA 94566-2218

Mortgage

Document Number	0000029702
Date	Feb 7, 2018
Instrument	2018029702

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.14%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.14%
Index	1-Year LIBOR
Max Rate	8.14%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Pleasanton City
Unified School District	Pleasanton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,852,720 (+1.62%) Land $557,930 Building $1,301,790
2025	$21,337.00 (+3.21%) Homeowner's exemption	$1,823,266 (+4.04%) Land $546,993 Building $1,276,273
2023	$20,673.00 Homeowner's exemption	$1,752,482 Land $525,758 Building $1,226,724	$2,185,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLEASANTON serves 76,689 people · EPA ID CA0110008
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T.

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