651 Chestnut St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 651 Chestnut St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,309 sqft · built 1900
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,993 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
APN	`ATHO M:00029 B:00375 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00375 L:00000`
Alternative APN	`2267`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,309 sqft Living Area
Gross Area	1,999 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,600 sqft (0.197 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2267
Street Address	651 CHESTNUT ST
City	ATHOL
State	MA
Zip	01331-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	375
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records · APN ATHO M:00029 B:00375 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	651 CHESTNUT ST, ATHOL, MA 01331-2953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2022
Deed Sale	Sep 30, 2022
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	2022106976
Prior Transfer Date	Sep 26, 2022
Prior Transfer Doc	068287-277
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Sep 30, 2022
Property Address	651 CHESTNUT ST, ATHOL, MA 01331-2953
Document Number	068287-277
Book / Page	68287 / 277
Instrument Date	Sep 26, 2022
Instrument	106976
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	651 CHESTNUT ST, ATHOL, MA 01331-2953

Mortgage

Document Number	068287-280
Date	Sep 30, 2022
Book Page	68287/280
Instrument	106977

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,993.00 (+7.7%)	$235,500 (+8.73%) Land $48,300 Building $187,200	$267,900 (+27.6%)
2024	$2,779.00 (+4.51%)	$216,600 (+14.36%) Land $48,300 Building $168,300	$209,950
2023	$2,659.00	$189,400 Land $35,100 Building $154,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 302 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.