631 Chestnut St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 631 Chestnut St, Athol, MA 01331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,614 sqft · built 1910
Lot Size	0.438 acres (19,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Oct 2025)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Oct 2025 Sale Feb 2022 Sale & Mortgage + 1 more
APN	`ATHO M:00029 B:00371 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ATHO M:00029 B:00371 L:00000`
Alternative APN	`2265`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,614 sqft Living Area
Gross Area	2,732 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,100 sqft (0.438 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2265
Street Address	631 CHESTNUT ST
City	ATHOL
State	MA
Zip	01331-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	371
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 CHESTNUT ST, ATHOL, MA 01331-2953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Quit Claim Deed, Transfer
Feb 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 21, 2021	Quit Claim Deed, Construction Loan · Construction Mortgage TVC FUNDING II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Feb 3, 2022 · Amount on Record
Deed Book / Page	72663 / 235
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Oct 10, 2025
Property Address	631 CHESTNUT ST, ATHOL, MA 01331-2953
Document Number	072663-235
Book / Page	72663 / 235
Instrument Date	Sep 26, 2025
Instrument	87974
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	631 CHESTNUT ST, ATHOL, MA 01331-2953

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Feb 3, 2022
Property Address	631 CHESTNUT ST, ATHOL, MA 01331-2953
Document Number	067061-323
Book / Page	67061 / 323
Instrument Date	Feb 3, 2022
Instrument	13758
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	631 CHESTNUT ST, ATHOL, MA 01331-2953

Mortgage

Document Number	0000013759
Date	Feb 3, 2022
Instrument	13759

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jan 21, 2021
Property Address	631 CHESTNUT ST, ATHOL, MA 01331-2953
Document Number	064281-136
Book / Page	64281 / 136
Instrument Date	Jan 19, 2021
Instrument	9463
Transaction Type	Construction Loan
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SW 113TH TER, PEMBROKE PINES, FL 33025-3424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009464
Date	Jan 21, 2021
Instrument	9464

Lender

Name	TVC FUNDING II LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00 (+7.01%)	$284,800 (+8%) Land $46,700 Building $238,100	$307,515 (-8.43%)
2024	$3,383.00 (+2.14%)	$263,700 (+11.78%) Land $46,700 Building $217,000	$335,825
2023	$3,312.00	$235,900 Land $33,900 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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